Finanzas de World Acceptance Corp (WRLD)WRLDWorld Acceptance Corp

World Acceptance Corp (WRLD) generates its revenue through a diversified portfolio of business segments. Currently, the largest contributor to its top-line growth is U.S., accounting for 93.1% of total sales, equivalent to $141.40M. Another important revenue stream is Mexico. Understanding this composition is critical for investors evaluating how WRLD navigates market cycles within the Consumer Lending industry.

Evaluating the bottom line, World Acceptance Corp maintains a gross margin of 91.79%. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at 5.67%, while the net margin is 4.39%. These profitability ratios, combined with a Return on Equity (ROE) of 9.90%, provide a clear picture of how effectively WRLD converts its operational activities into shareholder value.

In the context of the broader market, WRLD competes directly with industry leaders such as BUR and NAVI. With a market capitalization of $800.39M, it holds a significant position in the sector. When comparing efficiency, WRLD's gross margin of 91.79% stands against BUR's N/A and NAVI's 20.57%. Such benchmarking helps identify whether World Acceptance Corp is trading at a premium or discount relative to its financial performance.

World Acceptance Corp has shown fluctuating financial performance, with a recent net income of $6.1 million for Q1 2027, but also a net loss in the previous quarters. The gross margin remains strong at around 91.79%, but the net margin has been inconsistent, highlighting potential profitability issues.