Finanzas de Westamerica Bancorp (WABC)WABCWestamerica Bancorp

Evaluating the bottom line, Westamerica Bancorp maintains a gross margin of N/A. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at 61.97%, while the net margin is 46.20%. These profitability ratios, combined with a Return on Equity (ROE) of 12.49%, provide a clear picture of how effectively WABC converts its operational activities into shareholder value.

In the context of the broader market, WABC competes directly with industry leaders such as FMBH and HBT. With a market capitalization of $1.34B, it holds a leading position in the sector. When comparing efficiency, WABC's gross margin of N/A stands against FMBH's N/A and HBT's N/A. Such benchmarking helps identify whether Westamerica Bancorp is trading at a premium or discount relative to its financial performance.

Westamerica has shown a decline in net income, with Q2 2026 net income at $27.39 million, down 5.8% from $29.07 million a year ago. However, the EPS did increase from $1.12 to $1.17, showing some resilience in profitability despite revenue pressures.