Banco Santander SA

Banco Santander SA (SAN) Stock Analysis

$14.670

+0.120 (+0.82%)At close

Loading chart…
High
14.745
Open
14.690
VWAP
14.67
Vol
8.75M
Mkt Cap
71.99B
Low
14.601
Amount
128.34M
EV/EBITDA, TTM
16.53

Banco Santander SA is a Spain-based company primarily engaged in retail and commercial banking. The Company operates through a model focused on personal and business banking, with significant operations in Europe, Latin America, and the United States. Its strategy emphasizes sustainable growth supported by customer centric operations, digital transformation, capital discipline, and a risk management framework. The Company leads an international network of subsidiaries offering the following services: retail banking, commercial banking, corporate and investment banking, wealth management, insurance, digital payments, capital markets services, advisory, risk‑management solutions, and structured finance.

AI analysis of Banco Santander SA (SAN)

buy

Banco Santander S.A. is a good buy right now due to its current price of 14.67, which is below the analyst price targets ranging from EUR 13.50 to EUR 14.10, indicating potential upside. Additionally, the stock has shown a strong year-to-date change of +21.54% and a one-year change of +55.40%, reflecting solid growth. The recent acquisition of Webster for $12.2 billion is expected to enhance its market position significantly, although the debt-to-equity ratio stands at 300.32%, which is a notable risk.

Analyst Ratings (1)

-49.56% downside
Hold
0 Buy
1 Hold
0 Sell
Current: 14.67
Low
4.90
Average
7.40
High
9.91

Citi

2026-08-27

Price Target

Buy

Deutsche Bank

2026-07-27

Price Target

Buy

Morgan Stanley

2026-07-23

Price Target

Overweight

Citi

2026-06-23

Price Target

Buy

RBC Capital

2026-05-12

Price Target

Outperform

Valuation Metrics

The current forward P/E ratio for Banco Santander SA (SAN) is 12.22, compared to its 5-year average forward P/E of 6.18.

Forward P/E

Strongly Overvalued
5Y Average P/E
6.18
Current P/E
12.22
Overvalued
8.97
Undervalued
3.39

Forward EV/EBITDA

Strongly Overvalued
5Y Average EV/EBITDA
2.11
Current EV/EBITDA
16.53
Overvalued
7.62
Undervalued
-3.40

Forward P/S

Strongly Overvalued
5Y Average P/S
1.37
Current P/S
3.05
Overvalued
1.99
Undervalued
0.75

Alphio AI Price Scenarios for SAN

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%SAN

$9.50

Scenario price

B

Base

Base · 50%SAN

$7.74

Scenario price

B

Bear

Bear · 25%SAN

$7.47

Scenario price

Whales holding SAN

O

Ofi Invest Asset Management

+ HoldingSAN

+31.34%

3M Return

R

Ruffer LLP

+ HoldingSAN

+9.30%

3M Return

B

Bestinver Gestión, S.A. SGIIC

+ HoldingSAN

+6.39%

3M Return

M

Mondrian Investment Partners Limited

+ HoldingSAN

+5.91%

3M Return

C

CaixaBank Asset Management, SGIIC, S.A.U.

+ HoldingSAN

+5.30%

3M Return

M

Mercer Investments LLC

+ HoldingSAN

+4.63%

3M Return

Events Timeline

2026-08-13 (ET)

17:30:00

Banco Santander Acquires Webster Financial

2026-08-04 (ET)

20:30:00

Santander's Acquisition of Webster Approved by Federal Reserve

19:00:00

Santander's Acquisition of Webster Approved by Federal Reserve

2026-07-30 (ET)

18:00:00

Banco Santander Plans to Acquire 10% of Santander Brazil Shares

News

SAN FAQ — answered by Alphio AI

Banco Santander SA is a Spain-based company primarily engaged in retail and commercial banking. The Company operates through a model focused on personal and business banking, with significant operations in Europe, Latin America, and the United States. Its strategy emphasizes sustainable growth supported by customer centric operations, digital transformation, capital discipline, and a risk management framework. The Company leads an international network of subsidiaries offering the following services: retail banking, commercial banking, corporate and investment banking, wealth management, insurance, digital payments, capital markets services, advisory, risk‑management solutions, and structured finance. It operates in the Financials sector (COMMERCIAL BANKS, NOT ELSEWHERE CLASSIFIED industry).

Banco Santander S.A. is a good buy right now due to its current price of 14.67, which is below the analyst price targets ranging from EUR 13.50 to EUR 14.10, indicating potential upside. Additionally, the stock has shown a strong year-to-date change of +21.54% and a one-year change of +55.40%, reflecting solid growth. The recent acquisition of Webster for $12.2 billion is expected to enhance its market position significantly, although the debt-to-equity ratio stands at 300.32%, which is a notable risk.

1 analysts cover SAN: 0 rate it Buy, 1 Hold and 0 Sell. The average price target is 7.40.

Esta página es solo para investigación y no constituye asesoramiento de inversión. Los modelos pueden equivocarse. El rendimiento pasado no garantiza resultados futuros.

Empieza gratis