Finanzas de Qfin Holdings Inc (QFIN)QFINQfin Holdings Inc

Evaluating the bottom line, Qfin Holdings, Inc. maintains a gross margin of 79.85%. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at 27.99%, while the net margin is 17.29%. These profitability ratios, combined with a Return on Equity (ROE) of 15.34%, provide a clear picture of how effectively QFIN converts its operational activities into shareholder value.

In the context of the broader market, QFIN competes directly with industry leaders such as FIGR and CACC. With a market capitalization of $662.63M, it holds a significant position in the sector. When comparing efficiency, QFIN's gross margin of 79.85% stands against FIGR's N/A and CACC's N/A. Such benchmarking helps identify whether Qfin Holdings, Inc. is trading at a premium or discount relative to its financial performance.

The company's recent earnings report showed a significant decline in revenue, with Q2 total net revenue at RMB 3.57 billion, down from RMB 3.91 billion in Q1, and a non-GAAP net profit drop to RMB 455 million from RMB 946 million in Q1. Gross margin has also decreased to 79.85% in Q2 2026 from 84.94% in Q3 2025, indicating deteriorating profitability.