Finanzas de PRA Group Inc (PRAA)PRAAPRA Group Inc

PRA Group, Inc. (PRAA) generates its revenue through a diversified portfolio of business segments. Currently, the largest contributor to its top-line growth is US, accounting for 49.9% of total sales, equivalent to $156.79M. Other significant revenue streams include Europe and other. Understanding this composition is critical for investors evaluating how PRAA navigates market cycles within the Corporate Financial Services industry.

Evaluating the bottom line, PRA Group, Inc. maintains a gross margin of N/A. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at 49.76%, while the net margin is 19.13%. These profitability ratios, combined with a Return on Equity (ROE) of -22.25%, provide a clear picture of how effectively PRAA converts its operational activities into shareholder value.

In the context of the broader market, PRAA competes directly with industry leaders such as CASS and LINC. With a market capitalization of $729.99M, it holds a leading position in the sector. When comparing efficiency, PRAA's gross margin of N/A stands against CASS's 93.21% and LINC's 58.17%. Such benchmarking helps identify whether PRA Group, Inc. is trading at a premium or discount relative to its financial performance.

PRA Group's revenue has shown growth, with Q2 2026 revenue at $308 million, up from $228 million in Q2 2025. However, net income has fluctuated significantly, with a recent drop to -$407.7 million in Q3 2025, raising concerns about profitability stability.