Finanzas de OneMain Holdings Inc (OMF)OMFOneMain Holdings Inc

OneMain Holdings, Inc. (OMF) generates its revenue through a diversified portfolio of business segments. Currently, the largest contributor to its top-line growth is Consumer and Insurance, accounting for 99.7% of total sales, equivalent to $1.41B. Other significant revenue streams include Segment to GAAP Adjustment and Others. Understanding this composition is critical for investors evaluating how OMF navigates market cycles within the Consumer Lending industry.

Evaluating the bottom line, OneMain Holdings, Inc. maintains a gross margin of 79.94%. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at 12.49%, while the net margin is 9.35%. These profitability ratios, combined with a Return on Equity (ROE) of 23.28%, provide a clear picture of how effectively OMF converts its operational activities into shareholder value.

In the context of the broader market, OMF competes directly with industry leaders such as FIGR and CACC. With a market capitalization of $7.23B, it holds a leading position in the sector. When comparing efficiency, OMF's gross margin of 79.94% stands against FIGR's N/A and CACC's N/A. Such benchmarking helps identify whether OneMain Holdings, Inc. is trading at a premium or discount relative to its financial performance.

OneMain's Q2 2026 net income was $152 million, translating to an EPS of $1.32, beating estimates by $0.05. The gross margin remains strong at 79.94%, indicating solid profitability despite a revenue decline of 14% year-over-year.