Finanzas de Nbt Bancorp Inc (NBTB)NBTBNbt Bancorp Inc

Evaluating the bottom line, NBT Bancorp Inc. maintains a gross margin of N/A. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at 45.67%, while the net margin is 34.77%. These profitability ratios, combined with a Return on Equity (ROE) of 11.42%, provide a clear picture of how effectively NBTB converts its operational activities into shareholder value.

In the context of the broader market, NBTB competes directly with industry leaders such as WAFD and FRME. With a market capitalization of $2.78B, it holds a leading position in the sector. When comparing efficiency, NBTB's gross margin of N/A stands against WAFD's N/A and FRME's N/A. Such benchmarking helps identify whether NBT Bancorp Inc. is trading at a premium or discount relative to its financial performance.

NBT Bancorp has shown strong revenue growth, with Q2 2026 revenue at $152.54 million, a year-over-year increase of 8.7%. The net income for Q2 2026 was $53.03 million, reflecting a healthy net margin of 34.77%.