Enova International Inc

Análisis de la acción Enova International Inc (ENVA)

$177.890

+0.374 (+0.21%)Al cierre

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Máximo
181.175
Apertura
177.680
Precio medio ponderado por volumen
178.75
Volumen
252.88K
Capitalización
1.63B
Mínimo
177.200
Importe
45.20M
EV/EBITDA, TTM
6.69

Enova International, Inc. is an online financial services company that serves small businesses and consumers. The Company's online financing products and services provide customers with a deposit of funds to their bank account in exchange for a commitment to repay the amount deposited plus fees and/or interest. Its products and services include consumer installment loans, small business installment loans, consumer line of credit accounts, small business line of credit accounts, CSO program, bank programs, and money transfer business. It provides its services in the United States and Brazil. In the United States it markets its financing products under the names CashNetUSA at www.cashnetusa.com, NetCredit at www.netcredit.com, OnDeck at www.ondeck.com and Headway Capital at www.headwaycapital.com, and it markets its money transfer platform under the name Pangea. In Brazil, it operates under the name Simplic, where it arranges unsecured consumer installment loans for a third-party lender.

www.enova.com

Análisis de IA of Enova International Inc (ENVA)

Mantener

Enova International Inc is currently not a strong buy due to recent price volatility and analyst downgrades. The current price is $178.07, and while the company projects a revenue growth of 20% to 25% for 2026, the stock has recently dropped over 25% following the withdrawal of its banking license applications. This significant drop indicates market uncertainty and investor concern about future growth prospects, especially with a high debt-to-equity ratio of 334.91%.

Recomendaciones de analistas (5)

-0.40% Potencial de caída
Comprar
5 Comprar
0 Mantener
0 Vender
Actual: 177.89
Mínimo
150.00
Promedio
177.17
Máximo
199.00

Jefferies

2026-10-07

Precio objetivo

$275

Comprar

Stephens

2026-09-17

Precio objetivo

$205

Sobreponderar

TD Cowen

2026-09-15

Precio objetivo

$220

Comprar

Citizens

2026-09-15

Precio objetivo

$215

Superar al mercado

Seaport Research

2026-07-27

Precio objetivo

$283

Comprar

Métricas de valoración

El PER previsto actual de Enova International Inc (ENVA) es 8.33, frente a su media de 5 años de 7.70.

PER previsto

Valor razonable
Media 5A P/E
7.70
P/E actual
8.33
Sobrevalorada
9.91
Infravalorada
5.49

EV/EBITDA previsto

Infravalorado
Media 5A EV/EBITDA
8.92
EV/EBITDA actual
6.69
Sobrevalorada
10.86
Infravalorada
6.97

Precio/ventas previsto

Sobrevalorado
Media 5A P/S
0.78
P/S actual
0.97
Sobrevalorada
0.97
Infravalorada
0.59

Escenarios de precio de Alphio AI para ENVA

Los precios por escenario son la última banda de previsión mensual del año en curso. Las probabilidades son pesos fijos del modelo (25 / 50 / 25), no garantías.

A

Alcista

Alcista · 25%ENVA

$108.47

Precio del escenario

B

Base

Base · 50%ENVA

$100.39

Precio del escenario

B

Bajista

Bajista · 25%ENVA

$76.86

Precio del escenario

Ballenas con ENVA en cartera

B

Bridgeway Capital Management, LLC

+ Con en carteraENVA

+1.94%

Rentabilidad a 3 meses

A

Applied Finance Advisors, LLC

+ Con en carteraENVA

-4.08%

Rentabilidad a 3 meses

P

Punch & Associates Investment Management, Inc.

+ Con en carteraENVA

-5.54%

Rentabilidad a 3 meses

D

Divisadero Street Capital Management, LP

+ Con en carteraENVA

-14.88%

Rentabilidad a 3 meses

Cronología de eventos

2026-09-15 (ET)

16:30:00

Stocks Decline as U.S. 10-Year Treasury Yield Hits 5%

12:30:00

Enova Shares Drop 25.1% to $169.88

12:00:00

Stocks Decline as Bond Yields Rise

10:30:00

Enova Shares Drop 24.9% to $170.27

09:00:00

Stock Futures Lower Ahead of Fed Policy Meeting

Noticias

Preguntas frecuentes sobre ENVA, respondidas por Alphio AI

Enova International, Inc. is an online financial services company that serves small businesses and consumers. The Company's online financing products and services provide customers with a deposit of funds to their bank account in exchange for a commitment to repay the amount deposited plus fees and/or interest. Its products and services include consumer installment loans, small business installment loans, consumer line of credit accounts, small business line of credit accounts, CSO program, bank programs, and money transfer business. It provides its services in the United States and Brazil. In the United States it markets its financing products under the names CashNetUSA at www.cashnetusa.com, NetCredit at www.netcredit.com, OnDeck at www.ondeck.com and Headway Capital at www.headwaycapital.com, and it markets its money transfer platform under the name Pangea. In Brazil, it operates under the name Simplic, where it arranges unsecured consumer installment loans for a third-party lender. It operates in the Financials sector (PERSONAL CREDIT INSTITUTIONS industry).

Enova International Inc is currently not a strong buy due to recent price volatility and analyst downgrades. The current price is $178.07, and while the company projects a revenue growth of 20% to 25% for 2026, the stock has recently dropped over 25% following the withdrawal of its banking license applications. This significant drop indicates market uncertainty and investor concern about future growth prospects, especially with a high debt-to-equity ratio of 334.91%.

5 analysts cover ENVA: 5 rate it Buy, 0 Hold and 0 Sell. The average price target is 177.17.

Comunidad

Más ↗
0xLunarbazaar14/9/2026

$ENVA Enova withdraws application for proposed acquisition of Grasshopper Bancorp Enova International announced that it has withdrawn its applications with the Office of the Comptroller of the Currency and the Board of Governors of the Federal Reserve System related to the proposed acquisition of Grasshopper Bancorp. Throughout the application process, Enova has worked constructively and transparently with regulators, responding promptly and fully to requests and building an application that Enova believes satisfies the statutory criteria for approval. "After a thorough evaluation, we are confident that withdrawing our applications is the best decision for Enova and our shareholders. Bank regulatory guidelines and attitudes have not kept pace with the realities of meeting the credit needs of tens of millions of consumers and small businesses underserved by traditional banks. Regulators do not have clear standards for nonbanks that want to become banks and that serve customers whose credit needs today are met mostly outside of the banking system. Without clearly articulated standards, the process is susceptible to political pressure and outside advocacy, rather than being guided strictly by the statutory factors that should govern it," said Steve Cunningham, Enova's CEO.

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