Finanzas de Citizens Financial Services Inc (CZFS)CZFSCitizens Financial Services Inc

Evaluating the bottom line, Citizens Financial Services Inc maintains a gross margin of N/A. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at 42.60%, while the net margin is 34.62%. These profitability ratios, combined with a Return on Equity (ROE) of 12.32%, provide a clear picture of how effectively CZFS converts its operational activities into shareholder value.

In the context of the broader market, CZFS competes directly with industry leaders such as FCBM and PCB. With a market capitalization of $402.06M, it holds a leading position in the sector. When comparing efficiency, CZFS's gross margin of N/A stands against FCBM's N/A and PCB's N/A. Such benchmarking helps identify whether Citizens Financial Services Inc is trading at a premium or discount relative to its financial performance.

Citizens Financial Services has demonstrated solid financial performance, with a net income of $10.49 million reported for Q4 2025 and a consistent increase in revenue, reaching $29.6 million in Q4 2025. The net margin has also improved, reaching 35.79% in Q4 2025, showcasing effective cost management and profitability.