Finanzas de Citizens Financial Services Inc (CZFS)CZFSCitizens Financial Services Inc

Evaluating the bottom line, Citizens Financial Services Inc maintains a gross margin of N/A. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at 42.60%, while the net margin is 34.62%. These profitability ratios, combined with a Return on Equity (ROE) of 12.32%, provide a clear picture of how effectively CZFS converts its operational activities into shareholder value.

In the context of the broader market, CZFS competes directly with industry leaders such as FRST and CHMG. With a market capitalization of $380.46M, it holds a significant position in the sector. When comparing efficiency, CZFS's gross margin of N/A stands against FRST's N/A and CHMG's N/A. Such benchmarking helps identify whether Citizens Financial Services Inc is trading at a premium or discount relative to its financial performance.

The company has shown consistent revenue growth, with Q2 2026 revenue reaching $29.43 million and a net income of $10.19 million, reflecting a net margin of 34.62%. The EPS for Q2 2026 is $2.12, demonstrating solid profitability.