Chime Financial Inc

Análisis de la acción Chime Financial Inc (CHYM)

$29.670

-0.288 (-0.97%)Al cierre

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Máximo
30.575
Apertura
30.090
Precio medio ponderado por volumen
29.78
Volumen
3.74M
Capitalización
—
Mínimo
29.090
Importe
111.36M
EV/EBITDA, TTM
16.68

Chime Financial, Inc. is a financial technology company. The Company offers a range of low-cost banking and payments products that address the financial needs of everyday people. Through its platform, its members access FDIC-insured checking accounts and linked debit cards, nationwide ATM and cash deposit networks, and early access to their paycheck, allowing them to manage their money and pay for everyday expenses. Its liquidity products offered through its platform are designed to provide its eligible members with access to short-term liquidity when they need it most for free. These products include SpotMe, MyPay and Instant Loans. The SpotMe which allows eligible members to overdraft fee-free within their available limit. The MyPay, which allows its members to access up to $500 of their pay on demand before payday. The Instant Loans allows eligible members to borrow funds repaid in equal monthly installments over a specified period.

www.chime.com

Análisis de IA of Chime Financial Inc (CHYM)

Comprar

Chime Financial Inc is a good buy right now due to its recent profitability improvement, with a reported EPS of $0.07 in Q2 2026, and a forward P/E ratio of 20.58, suggesting reasonable valuation compared to its growth prospects. Additionally, the stock has rebounded 80% since June, indicating strong market confidence. However, the main risk is the high volatility, with an implied volatility of 71.65%, which could lead to price fluctuations.

Métricas de valoración

El PER previsto actual de Chime Financial Inc (CHYM) es 20.58, frente a su media de 5 años de 30.15.

PER previsto

Valor razonable
Media 5A P/E
30.15
P/E actual
20.58
Sobrevalorada
83.33
Infravalorada
-23.02

EV/EBITDA previsto

Valor razonable
Media 5A EV/EBITDA
27.03
EV/EBITDA actual
16.68
Sobrevalorada
61.77
Infravalorada
-7.71

Precio/ventas previsto

Valor razonable
Media 5A P/S
3.21
P/S actual
3.38
Sobrevalorada
4.10
Infravalorada
2.33

Ballenas con CHYM en cartera

O

Occudo Quantitative Strategies LP

+ Con en carteraCHYM

+7.90%

Rentabilidad a 3 meses

D

Dragoneer Investment Group, LLC

+ Con en carteraCHYM

+5.12%

Rentabilidad a 3 meses

A

Ashton Thomas Private Wealth, LLC

+ Con en carteraCHYM

+3.72%

Rentabilidad a 3 meses

G

General Atlantic Service Company, L.P.

+ Con en carteraCHYMRVMD

+2.48%

Rentabilidad a 3 meses

T

Tiger Global Management LLC

+ Con en carteraCHYM

-1.50%

Rentabilidad a 3 meses

S

Spyglass Capital Management LLC

+ Con en carteraCHYM

-5.22%

Rentabilidad a 3 meses

Cronología de eventos

2026-10-08 (ET)

16:30:00

Major Averages Decline Amid Rising Oil Prices

12:30:00

Major Averages Decline as Oil Prices Surge

2026-09-16 (ET)

09:30:00

Chime Opens New Office in New York

2026-09-09 (ET)

16:30:00

Major Averages Decline for Second Day as Treasury Yields and Oil Prices Rise

Noticias

Preguntas frecuentes sobre CHYM, respondidas por Alphio AI

Chime Financial, Inc. is a financial technology company. The Company offers a range of low-cost banking and payments products that address the financial needs of everyday people. Through its platform, its members access FDIC-insured checking accounts and linked debit cards, nationwide ATM and cash deposit networks, and early access to their paycheck, allowing them to manage their money and pay for everyday expenses. Its liquidity products offered through its platform are designed to provide its eligible members with access to short-term liquidity when they need it most for free. These products include SpotMe, MyPay and Instant Loans. The SpotMe which allows eligible members to overdraft fee-free within their available limit. The MyPay, which allows its members to access up to $500 of their pay on demand before payday. The Instant Loans allows eligible members to borrow funds repaid in equal monthly installments over a specified period. It operates in the Technology sector.

Chime Financial Inc is a good buy right now due to its recent profitability improvement, with a reported EPS of $0.07 in Q2 2026, and a forward P/E ratio of 20.58, suggesting reasonable valuation compared to its growth prospects. Additionally, the stock has rebounded 80% since June, indicating strong market confidence. However, the main risk is the high volatility, with an implied volatility of 71.65%, which could lead to price fluctuations.

Comunidad

Más ↗

$CHYM Chime has announced a definitive agreement to acquire Stride Bank, N.A. for $590M in cash. Stride has served as Chime's banking partner for over seven years. After the deal closes, Stride will become Chime Bank, N.A. and operate as a wholly owned subsidiary of Chime. Chris Britt, CEO and Co-founder of Chime, said the company's member-focused, technology-driven approach will stay the same, and the acquisition is expected to strengthen their model by combining Chime's brand and member relationships with Stride's national charter and team. The transaction is expected to be accretive to earnings per share immediately upon closing. Chime anticipates over $100M in net synergies from sponsor bank fee savings, expanded lending products, and a lower cost of funds. The deal values Stride at approximately 1.5x tangible book value. Chime plans to fund the purchase with cash on hand, with no additional capital contribution expected. After closing, Chime will consolidate its banking activities at Stride, which will focus on supporting Chime's consumer business. Chime expects to keep its assets below $10 billion for the foreseeable future. The transaction is expected to close in the first half of 2027, subject to regulatory approvals and customary closing conditions. Both companies' boards have unanimously approved the deal.

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