Finanzas de Credicorp Ltd (BAP)BAPCredicorp Ltd

Credicorp Ltd (BAP) generates its revenue through a diversified portfolio of business segments. Currently, the largest contributor to its top-line growth is Banking, accounting for 70.7% of total sales, equivalent to PEN 5.57B. Other significant revenue streams include Micro Financing and Insurance. Understanding this composition is critical for investors evaluating how BAP navigates market cycles within the Banks industry.

Evaluating the bottom line, Credicorp Ltd maintains a gross margin of N/A. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at 43.41%, while the net margin is 31.29%. These profitability ratios, combined with a Return on Equity (ROE) of 20.31%, provide a clear picture of how effectively BAP converts its operational activities into shareholder value.

In the context of the broader market, BAP competes directly with industry leaders such as HBAN and CFG. With a market capitalization of $30.33B, it holds a significant position in the sector. When comparing efficiency, BAP's gross margin of N/A stands against HBAN's N/A and CFG's N/A. Such benchmarking helps identify whether Credicorp Ltd is trading at a premium or discount relative to its financial performance.

Credicorp has demonstrated robust financial performance with a net income of 2.06 billion PEN in Q1 2026 and a net margin of 34.28%. The company's return on equity (ROE) has improved to 20.31% in Q2 2026, indicating effective management and profitability.