Aktienanalyse zu Tompkins Financial Corp (TMP)TMPTompkins Financial Corp

Tompkins Financial Corporation is a banking and financial services company serving the Central, Western, and Hudson Valley regions of New York and the Southeastern region of Pennsylvania. The Company's segments include banking and wealth management. Its banking segment’s services consist primarily of attracting deposits from the areas served by the Company’s banking subsidiary and using those deposits to originate a variety of commercial loans, agricultural loans, consumer loans, real estate loans, and leases in those same areas. Its banking services also include a full suite of products, such as debit cards, credit cards, remote deposit, electronic banking, mobile banking, cash management, and safe deposit services. The wealth management segment is organized under the Tompkins Financial Advisors brand. Tompkins Financial Advisors offers a range of financial services to customers, including trust and estate services, investment management, financial and tax planning services. It operates in the Financials sector (STATE COMMERCIAL BANKS industry).

Tompkins Financial Corp is a good buy right now due to its current price of $97.58 being below the analyst price targets of $104 and $105, indicating potential upside. The company reported a strong EPS of $2.04 for Q2 2026, a 36% increase year-over-year, and has a low forward P/E of 12.85, suggesting it is undervalued compared to its earnings growth. However, the main risk is its debt to equity ratio of 75.85%, which is relatively high and could impact financial stability.

2 analysts cover TMP: 0 rate it Buy, 2 Hold and 0 Sell. The average price target is 77.00.