Finanzen von StoneCo Ltd (STNE)STNEStoneCo Ltd

StoneCo Ltd. (STNE) generates its revenue through a diversified portfolio of business segments. Currently, the largest contributor to its top-line growth is Financial Services , accounting for 97.1% of total sales, equivalent to BRL 3.40B. Another important revenue stream is Software. Understanding this composition is critical for investors evaluating how STNE navigates market cycles within the Financial Technology (Fintech) industry.

Evaluating the bottom line, StoneCo Ltd. maintains a gross margin of 68.05%. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at 43.79%, while the net margin is 12.54%. These profitability ratios, combined with a Return on Equity (ROE) of 33.91%, provide a clear picture of how effectively STNE converts its operational activities into shareholder value.

In the context of the broader market, STNE competes directly with industry leaders such as HURN and MH. With a market capitalization of $2.87B, it holds a significant position in the sector. When comparing efficiency, STNE's gross margin of 68.05% stands against HURN's 29.70% and MH's 67.17%. Such benchmarking helps identify whether StoneCo Ltd. is trading at a premium or discount relative to its financial performance.

StoneCo has shown significant revenue growth, with a 17.5% year-over-year increase in 2025. The gross margin has been relatively high, although it has decreased to 68.05% in Q2 2026, indicating some margin pressure. The company also reported a net income of 1.71 billion BRL in Q1 2026, showcasing its profitability.