Finanzen von Qfin Holdings Inc (QFIN)QFINQfin Holdings Inc

Evaluating the bottom line, Qfin Holdings, Inc. maintains a gross margin of 80.93%. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at 32.17%, while the net margin is 11.32%. These profitability ratios, combined with a Return on Equity (ROE) of 15.34%, provide a clear picture of how effectively QFIN converts its operational activities into shareholder value.

In the context of the broader market, QFIN competes directly with industry leaders such as FCFS and FIGR. With a market capitalization of $1.49B, it holds a significant position in the sector. When comparing efficiency, QFIN's gross margin of 80.93% stands against FCFS's 42.70% and FIGR's N/A. Such benchmarking helps identify whether Qfin Holdings, Inc. is trading at a premium or discount relative to its financial performance.

The company's Q2 2026 total net revenue was RMB 3.57 billion, down from RMB 5.22 billion a year ago, indicating a significant decline in performance. The net income also fell sharply, with a reported non-GAAP net profit of RMB 455 million, down from RMB 946 million in Q1.