Old Second Bancorp, Inc

Aktienanalyse zu Old Second Bancorp, Inc (OSBC)

$25.240

+0.071 (+0.28%)Zum Schluss

Loading chart…
High
25.365
Open
25.220
VWAP
25.25
Vol
388.76K
Mkt Cap
648.47M
Low
25.150
Amount
9.82M
EV/EBITDA, TTM
10.51

Old Second Bancorp, Inc. is a financial services company. The Company is the holding company of Old Second National Bank (the Bank). The Bank is a full-service banking business offering a range of deposit products, trust and wealth management services, lending services, and deposit services, including demand, NOW, money market, savings, time deposit and individual retirement accounts. It also offers commercial, industrial, consumer and real estate lending, including installment loans, agricultural loans, lines of credit, lease financing receivables and overdraft checking, and safe deposit operations. It provides a variety of additional services to the needs of individual customers, such as money orders, cashiers' checks and foreign currency, direct deposit, discount brokerage, debit cards, credit cards, and other special services. It also provides a complement of electronic banking services, such as online and mobile banking and corporate cash management products.

AI analysis of Old Second Bancorp, Inc (OSBC)

buy

Old Second Bancorp Inc appears to be a good buy right now due to its strong revenue growth and favorable valuation metrics. The current price is $25.24, with a forward P/E ratio of 8.60, indicating it is undervalued compared to its earnings potential. Additionally, the company has shown a year-to-date price increase of 29.57%, reflecting positive market sentiment. However, the RSI is at 44.72, suggesting that the stock is neither overbought nor oversold, which could provide a good entry point for long-term investors. The main risk is the recent EPS miss by $0.01, which could affect short-term sentiment, but overall, the fundamentals remain strong.

Analyst Ratings (4)

-14.30% downside
Hold
0 Buy
4 Hold
0 Sell
Current: 25.24
Tief
19.00
Durchschnitt
21.63
Hoch
24.50

Piper Sandler

2026-07-27

Kursziel

$30

Overweight

Raymond James

2026-07-07

Kursziel

$26

Outperform

Piper Sandler

2026-06-26

Kursziel

$26

Overweight

Piper Sandler

2026-04-27

Kursziel

$25

Overweight

DA Davidson

2026-01-23

Kursziel

$23

Neutral

Bewertungskennzahlen

The current forward P/E ratio for Old Second Bancorp, Inc (OSBC) is 8.60, compared to its 5-year average forward P/E of 8.58.

Forward P/E

Fair
5Y Average P/E
8.58
Current P/E
8.60
Überbewertet
10.13
Unterbewertet
7.02

Forward EV/EBITDA

Strongly Overvalued
5Y Average EV/EBITDA
1.37
Current EV/EBITDA
10.51
Überbewertet
4.91
Unterbewertet
-2.18

Forward P/S

Strongly Overvalued
5Y Average P/S
2.88
Current P/S
3.75
Überbewertet
3.26
Unterbewertet
2.51

Alphio AI Price Scenarios for OSBC

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%OSBC

$22.42

Szenariopreis

B

Base

Base · 50%OSBC

$20.56

Szenariopreis

B

Bear

Bear · 25%OSBC

$19.46

Szenariopreis

Whales holding OSBC

D

Davis Capital Partners, LLC

+ HoldingOSBC

+3.69%

3M Return

Event-Zeitleiste

2026-07-22 (ET)

17:30:00

Old Second Q2 Net Interest Margin Rises to 5.23%

2026-04-22 (ET)

16:50:00

Old Second Reports Q1 Revenue of $93.7M, Beating Expectations

2026-01-21 (ET)

17:10:00

Old Second Reports Q4 Net Interest and Dividend Income of $83.1M

2025-10-22 (ET)

16:33:29

Old Second Bancorp announces Q3 adjusted EPS of 52 cents, surpassing consensus estimate of 51 cents.

2025-10-20 (ET)

09:10:17

Old Second Bancorp Finalizes Merger with Evergreen Bank Group

News

OSBC FAQ — answered by Alphio AI

Old Second Bancorp, Inc. is a financial services company. The Company is the holding company of Old Second National Bank (the Bank). The Bank is a full-service banking business offering a range of deposit products, trust and wealth management services, lending services, and deposit services, including demand, NOW, money market, savings, time deposit and individual retirement accounts. It also offers commercial, industrial, consumer and real estate lending, including installment loans, agricultural loans, lines of credit, lease financing receivables and overdraft checking, and safe deposit operations. It provides a variety of additional services to the needs of individual customers, such as money orders, cashiers' checks and foreign currency, direct deposit, discount brokerage, debit cards, credit cards, and other special services. It also provides a complement of electronic banking services, such as online and mobile banking and corporate cash management products. It operates in the Financials sector (STATE COMMERCIAL BANKS industry).

Old Second Bancorp Inc appears to be a good buy right now due to its strong revenue growth and favorable valuation metrics. The current price is $25.24, with a forward P/E ratio of 8.60, indicating it is undervalued compared to its earnings potential. Additionally, the company has shown a year-to-date price increase of 29.57%, reflecting positive market sentiment. However, the RSI is at 44.72, suggesting that the stock is neither overbought nor oversold, which could provide a good entry point for long-term investors. The main risk is the recent EPS miss by $0.01, which could affect short-term sentiment, but overall, the fundamentals remain strong.

4 analysts cover OSBC: 0 rate it Buy, 4 Hold and 0 Sell. The average price target is 21.63.

Diese Seite dient nur der Recherche und ist keine Anlageberatung. Modelle können falsch liegen. Vergangene Wertentwicklung ist kein Indikator für die Zukunft.

Kostenlos starten