Neptune Insurance Holdings Inc

Neptune Insurance Holdings Inc (NP) Stock Analysis

$33.870

-0.257 (-0.76%)At close

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High
35.108
Open
34.190
VWAP
34.23
Vol
380.56K
Mkt Cap
Low
33.720
Amount
13.03M
EV/EBITDA, TTM
41.21

Neptune Insurance Holdings Inc. is a data-driven managing general agent. The Company offers a range of easy-to-purchase residential and commercial insurance products including primary flood insurance, excess flood insurance, and parametric earthquake insurance distributed through a network of agencies.

AI analysis of Neptune Insurance Holdings Inc (NP)

buy

Neptune Insurance Holdings Inc. is a good buy right now due to its strong recent performance and positive growth indicators. The stock closed at $33.87, with a year-to-date change of +21.88% and a one-year change of +69.35%. The company reported a Q2 revenue of $55.87 million, exceeding expectations by $3.43 million, and a non-GAAP EPS of $0.15, which is a significant improvement from the previous year. However, the main risk is its high P/E ratio of 120.10, indicating potential overvaluation.

Valuation Metrics

The current forward P/E ratio for Neptune Insurance Holdings Inc (NP) is 41.32, compared to its 5-year average forward P/E of 44.86.

Forward P/E

Fair
5Y Average P/E
44.86
Current P/E
41.32
Overvalued
52.49
Undervalued
37.23

Forward EV/EBITDA

Fair
5Y Average EV/EBITDA
43.63
Current EV/EBITDA
41.21
Overvalued
49.67
Undervalued
37.59

Forward P/S

Fair
5Y Average P/S
17.21
Current P/S
19.52
Overvalued
19.86
Undervalued
14.55

Whales holding NP

A

Azora Capital LP

+ HoldingNP

+11.51%

3M Return

Events Timeline

2026-07-21 (ET)

16:30:00

Company Reports Q2 Revenue of $55.9M

2026-05-13 (ET)

21:50:00

Deal Size Increased from 8.36M to 9.84M Shares

2026-05-11 (ET)

16:50:00

Neptune Insurance Launches Public Offering of 8,355,615 Shares

16:40:00

Neptune Insurance Files to Sell 8.36M Shares of Class A Common Stock

News

NP FAQ — answered by Alphio AI

Neptune Insurance Holdings Inc. is a data-driven managing general agent. The Company offers a range of easy-to-purchase residential and commercial insurance products including primary flood insurance, excess flood insurance, and parametric earthquake insurance distributed through a network of agencies. It operates in the Financials sector.

Neptune Insurance Holdings Inc. is a good buy right now due to its strong recent performance and positive growth indicators. The stock closed at $33.87, with a year-to-date change of +21.88% and a one-year change of +69.35%. The company reported a Q2 revenue of $55.87 million, exceeding expectations by $3.43 million, and a non-GAAP EPS of $0.15, which is a significant improvement from the previous year. However, the main risk is its high P/E ratio of 120.10, indicating potential overvaluation.

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