Aktienanalyse zu Nbt Bancorp Inc (NBTB)NBTBNbt Bancorp Inc

NBT Bancorp Inc. is a financial holding company. It primarily operates through NBT Bank, N.A. (the Bank), a full-service community bank, and through two financial services subsidiaries. Its business, primarily conducted through the Bank, consists of providing commercial banking, retail banking and wealth management services. The Bank offers a range of products and services tailored to individuals, corporations and municipalities. Its segments include Banking and Retirement Plan Administration. Its Retirement Plan Administration segment includes retirement plan and health savings account recordkeeping and administration, investment management, third-party administration, and others. The Bank's deposit products include demand deposit accounts, savings accounts, interest-bearing checking accounts and others. It operates EPIC Retirement Plan Services, which is a national benefits administration firm. It operates NBT Insurance Agency, LLC, which is a full-service regional insurance agency. It operates in the Financials sector (NATIONAL COMMERCIAL BANKS industry).

NBT Bancorp Inc is a good buy right now due to its current price of $52.87, which is below the analyst price target of $59 from DA Davidson. The company has shown a strong year-to-date change of +27.12% and a solid net interest margin of 3.73%, indicating robust financial health. However, the main risk is the recent earnings miss, with Q2 EPS reported at $1.01, slightly below the estimate of $1.02, which could lead to short-term volatility.

5 analysts cover NBTB: 1 rate it Buy, 4 Hold and 0 Sell. The average price target is 47.00.