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HAFC-News
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Hanmi Bank Reports Q3 CET1 Capital Ratio at 12.3%
Reports Q3 CET1 capital ratio 12.3%. Reports Q3 net charge-offs 0.27%. "Hanmi delivered solid financial performance in the third quarter, driven by 5.8% growth in net interest income and a 10.8% increase in preprovision net revenue," said Bonnie Lee, President and Chief Executive Officer. "Net interest margin expanded eight basis points to 3.44%, supported by higher yields on interest-earning assets and disciplined funding costs. We also continued to strengthen our deposit base, with total deposits increasing 1.4%, driven primarily by growth in core deposits."
Hanmi Bank Reports Q2 CET1 Capital Ratio at 12.28%
Reports Q2 CET1 capital ratio 12.28%. "Hanmi delivered another quarter of strong earnings growth, reflecting consistent execution across our business," said Bonnie Lee, president and CEO. "Our capital position remained healthy while returning 58% of earnings to shareholders in the form of dividends and share repurchases. Return on average equity increased to 11.1%, supported by robust deposit growth, solid loan production, lower funding costs, and prudent expense management. Deposits grew 2.3% sequentially, with noninterest-bearing deposits increasing 5.2%, underscoring the strength of our relationship-based banking model and the value of our franchise."
Hanmi Reports 6.2% Growth in Net Income for Q1
"Hanmi delivered strong results in the first quarter, reflecting the effective execution of our growth strategy," said Bonnie Lee, President and Chief Executive Officer. "We saw several positive trends, including 7.2% annualized deposit growth, net interest margin expansion, and stable expense levels. This contributed to 6.2% growth in net income, an ROAA of 1.18%, and further strengthened our capital ratios. These results underscore the success of our relationship-driven banking model."
Hanmi Financial Declares Q1 2026 Cash Dividend of $0.28 per Share
Hanmi Financial, the parent company of Hanmi Bank, announced that its Board of Directors declared a cash dividend on its common stock for the 2026 first quarter of $0.28 per share, up 4% from the prior quarter. The dividend will be paid on February 25, 2026, to stockholders of record as of the close of business on February 9, 2026. In addition, the Company announced the expansion of its existing share repurchase authorization by 1.5 million to approximately 2.3 million shares of common stock in the aggregate. "Following a year of strong earnings growth and disciplined execution, we believe Hanmi enters 2026 well positioned to sustain our momentum," said Bonnie Lee, President and Chief Executive Officer. "The increase in our dividend reflects the Board's confidence in Hanmi's financial strength and outlook. Adding 1.5 million to the remaining 837 thousand shares brings our total repurchase capacity to approximately 2.3 million shares, or 7.8% of shares outstanding, as of December 31, 2025. This expanded authorization underscores the compelling value we see in our stock and, together with the dividend increase, reinforces our commitment to enhancing stockholder returns."
Hanmi Bank Achieves 22% Earnings Growth for 2025
"Hanmi delivered solid results in the fourth quarter, enabling us to finish 2025 with sustained momentum," said Bonnie Lee, CEO. "We generated robust earnings growth of 22% for the year, driven by continued net interest margin expansion, healthy loan growth, and disciplined expense and credit management. These consistent results underscore the effectiveness of our relationship-driven banking model. Throughout the year, we advanced several key initiatives that further enhanced our growth and diversification strategy. Investments in banking talent drove a 36% increase in loan production. The composition of our loan portfolio continues to evolve with C&I and residential mortgage loans increasing 25% and 10% for the year, respectively. Our noninterest bearing demand deposits represent 30% of total deposits, reinforcing the stability of our customer base and our credit quality remains strong, with nonperforming loans representing 0.28% of total loans. We are excited about the opportunities ahead in 2026 and beyond and believe we are well positioned to continue delivering on our growth strategy. Our balance sheet is strong, with ample liquidity and excellent capital ratios. We anticipate solid loan and deposit growth, further net interest margin expansion, well managed expenses and stable asset quality to drive consistent performance and long-term value for our shareholders in the coming year."
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