Financial Institutions Inc

Aktienanalyse zu Financial Institutions Inc (FISI)

$40.040

-0.472 (-1.18%)Zum Schluss

Loading chart…
High
40.430
Open
40.420
VWAP
40.09
Vol
96.05K
Mkt Cap
278.35M
Low
39.810
Amount
3.85M
EV/EBITDA, TTM
8.19

Financial Institutions, Inc. is a financial holding company. It provides a full range of banking and related financial services to consumer, commercial and municipal customers through its bank and non-bank subsidiaries. It offers a range of deposits, lending and other financial services to individuals, municipalities and businesses in the Western and Central New York branch network and its Mid-Atlantic commercial loan production office serving the Baltimore and Washington, D.C. region, through its banking subsidiary, Five Star Bank. It offers deposit products, such as checking and NOW accounts, savings accounts, and certificates of deposit. Its indirect lending network includes relationships with franchised automobile dealers in Western and Central New York, the Capital District of New York, and Northern and Central Pennsylvania. It offers customized investment advice, wealth management, investment consulting and retirement plan services through its subsidiary, Courier Capital, LLC.

AI analysis of Financial Institutions Inc (FISI)

buy

Financial Institutions Inc (FISI) appears to be a good buy right now due to its current price of $40.96, which is below the analyst price targets of $45, suggesting a potential upside of approximately 10%. Additionally, the company has shown strong earnings growth with a net income of $20.82 million for Q2 2026, translating to an EPS of $1.04, which is a 22.4% increase year-over-year. The main risk is the RSI of 45.721, indicating that the stock is approaching oversold territory, which could lead to short-term volatility.

Analyst Ratings (5)

-13.84% downside
Buy
3 Buy
2 Hold
0 Sell
Current: 40.04
Tief
34.00
Durchschnitt
34.50
Hoch
35.00

Piper Sandler

2026-08-03

Kursziel

$45

Neutral

Keefe Bruyette

2026-04-27

Kursziel

$39

Outperform

Keefe Bruyette

2026-02-02

Kursziel

$63

Outperform

Piper Sandler

2026-02-02

Kursziel

$36

Neutral

Piper Sandler

2025-12-17

Kursziel

$34

Neutral

Bewertungskennzahlen

The current forward P/E ratio for Financial Institutions Inc (FISI) is 11.27, compared to its 5-year average forward P/E of 7.92.

Forward P/E

Overvalued
5Y Average P/E
7.92
Current P/E
11.27
Überbewertet
9.64
Unterbewertet
6.21

Forward EV/EBITDA

Overvalued
5Y Average EV/EBITDA
1.39
Current EV/EBITDA
8.19
Überbewertet
5.36
Unterbewertet
-2.58

Forward P/S

Strongly Overvalued
5Y Average P/S
1.95
Current P/S
2.96
Überbewertet
2.43
Unterbewertet
1.48

Alphio AI Price Scenarios for FISI

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%FISI

$31.17

Szenariopreis

B

Base

Base · 50%FISI

$27.61

Szenariopreis

B

Bear

Bear · 25%FISI

$22.99

Szenariopreis

Event-Zeitleiste

2026-07-23 (ET)

16:31:00

Company Reports Q2 Tangible Book Value per Share of $28.72

2026-04-23 (ET)

16:20:00

Q1 Tangible Book Value Per Share at $28.15

2026-01-29 (ET)

16:20:00

Q4 Net Interest Income Reaches $52.2M

2025-10-23 (ET)

16:08:31

Financial Institutions Reports Q3 Earnings Per Share of 99 Cents, Up from 84 Cents Last Year

2025-09-22 (ET)

16:12:18

Financial Institutions Unveils New Stock Buyback Initiative

News

FISI FAQ — answered by Alphio AI

Financial Institutions, Inc. is a financial holding company. It provides a full range of banking and related financial services to consumer, commercial and municipal customers through its bank and non-bank subsidiaries. It offers a range of deposits, lending and other financial services to individuals, municipalities and businesses in the Western and Central New York branch network and its Mid-Atlantic commercial loan production office serving the Baltimore and Washington, D.C. region, through its banking subsidiary, Five Star Bank. It offers deposit products, such as checking and NOW accounts, savings accounts, and certificates of deposit. Its indirect lending network includes relationships with franchised automobile dealers in Western and Central New York, the Capital District of New York, and Northern and Central Pennsylvania. It offers customized investment advice, wealth management, investment consulting and retirement plan services through its subsidiary, Courier Capital, LLC. It operates in the Financials sector (NATIONAL COMMERCIAL BANKS industry).

Financial Institutions Inc (FISI) appears to be a good buy right now due to its current price of $40.96, which is below the analyst price targets of $45, suggesting a potential upside of approximately 10%. Additionally, the company has shown strong earnings growth with a net income of $20.82 million for Q2 2026, translating to an EPS of $1.04, which is a 22.4% increase year-over-year. The main risk is the RSI of 45.721, indicating that the stock is approaching oversold territory, which could lead to short-term volatility.

5 analysts cover FISI: 3 rate it Buy, 2 Hold and 0 Sell. The average price target is 34.50.

Diese Seite dient nur der Recherche und ist keine Anlageberatung. Modelle können falsch liegen. Vergangene Wertentwicklung ist kein Indikator für die Zukunft.

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