Finanzen von Firstcash Holdings Inc (FCFS)FCFSFirstcash Holdings Inc

Firstcash Holdings Inc (Texas) (FCFS) generates its revenue through a diversified portfolio of business segments. Currently, the largest contributor to its top-line growth is Retail merchandise sales, accounting for 43.9% of total sales, equivalent to $471.46M. Other significant revenue streams include Pawn loan fees and Wholesale scrap jewelry sales. Understanding this composition is critical for investors evaluating how FCFS navigates market cycles within the Consumer Lending industry.

Evaluating the bottom line, Firstcash Holdings Inc (Texas) maintains a gross margin of 42.78%. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at 10.27%, while the net margin is 9.85%. These profitability ratios, combined with a Return on Equity (ROE) of 18.18%, provide a clear picture of how effectively FCFS converts its operational activities into shareholder value.

In the context of the broader market, FCFS competes directly with industry leaders such as OMF and LU. With a market capitalization of $7.49B, it holds a leading position in the sector. When comparing efficiency, FCFS's gross margin of 42.78% stands against OMF's 79.94% and LU's N/A. Such benchmarking helps identify whether Firstcash Holdings Inc (Texas) is trading at a premium or discount relative to its financial performance.

FirstCash has shown consistent revenue growth, achieving $1.101 billion in Q3 2026, with a net income of $101 million. The gross margin is strong at 42.78%, and the forward P/E is 17.15, suggesting the stock is reasonably valued for its growth potential.