Finanzen von Enova International Inc (ENVA)ENVAEnova International Inc

Enova International, Inc. (ENVA) generates its revenue through a diversified portfolio of business segments. Currently, the largest contributor to its top-line growth is Consumer loans and finance receivables revenue, accounting for 84.3% of total sales, equivalent to $445.81M. Other significant revenue streams include Small business loans and finance receivables revenue and Other. Understanding this composition is critical for investors evaluating how ENVA navigates market cycles within the Consumer Lending industry.

Evaluating the bottom line, Enova International, Inc. maintains a gross margin of 100.00%. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at 42.01%, while the net margin is 18.49%. These profitability ratios, combined with a Return on Equity (ROE) of 26.08%, provide a clear picture of how effectively ENVA converts its operational activities into shareholder value.

In the context of the broader market, ENVA competes directly with industry leaders such as CACC and OTF. With a market capitalization of $6.61B, it holds a leading position in the sector. When comparing efficiency, ENVA's gross margin of 100.00% stands against CACC's N/A and OTF's N/A. Such benchmarking helps identify whether Enova International, Inc. is trading at a premium or discount relative to its financial performance.

Enova has shown strong revenue growth, with Q2 2026 revenue at $568.07 million, and a net income of $105.06 million, reflecting a healthy financial position. The gross margin remains at 100%, indicating efficient operations.