Finanzen von Civista Bancshares Inc (CIVB)CIVBCivista Bancshares Inc

Evaluating the bottom line, Civista Bancshares Inc maintains a gross margin of N/A. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at 43.20%, while the net margin is 34.94%. These profitability ratios, combined with a Return on Equity (ROE) of 10.93%, provide a clear picture of how effectively CIVB converts its operational activities into shareholder value.

In the context of the broader market, CIVB competes directly with industry leaders such as UNTY and SFST. With a market capitalization of $583.04M, it holds a significant position in the sector. When comparing efficiency, CIVB's gross margin of N/A stands against UNTY's 68.01% and SFST's N/A. Such benchmarking helps identify whether Civista Bancshares Inc is trading at a premium or discount relative to its financial performance.

Civista has shown consistent revenue growth, with Q3 2026 net income of $16 million translating to an EPS of $0.77, marking a 25.5% increase year-over-year. The net margin has improved to 34.94%, indicating strong profitability.