Chime Financial Inc

Aktienanalyse zu Chime Financial Inc (CHYM)

$29.630

-0.039 (-0.13%)Zum Schluss

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Hoch
29.930
Eröffnung
29.860
Volumengewichteter Durchschnittskurs
29.60
Volumen
2.61M
Marktkap.
—
Tief
29.240
Umsatz
77.18M
EV/EBITDA, TTM
16.68

Chime Financial, Inc. is a financial technology company. The Company offers a range of low-cost banking and payments products that address the financial needs of everyday people. Through its platform, its members access FDIC-insured checking accounts and linked debit cards, nationwide ATM and cash deposit networks, and early access to their paycheck, allowing them to manage their money and pay for everyday expenses. Its liquidity products offered through its platform are designed to provide its eligible members with access to short-term liquidity when they need it most for free. These products include SpotMe, MyPay and Instant Loans. The SpotMe which allows eligible members to overdraft fee-free within their available limit. The MyPay, which allows its members to access up to $500 of their pay on demand before payday. The Instant Loans allows eligible members to borrow funds repaid in equal monthly installments over a specified period.

www.chime.com

KI-Analyse of Chime Financial Inc (CHYM)

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Chime Financial Inc is a good buy right now due to its recent profitability improvement, with a reported EPS of $0.07 in Q2 2026, and a forward P/E ratio of 20.58, suggesting reasonable valuation compared to its growth prospects. Additionally, the stock has rebounded 80% since June, indicating strong market confidence. However, the main risk is the high volatility, with an implied volatility of 71.65%, which could lead to price fluctuations.

Bewertungskennzahlen

Das aktuelle erwartete KGV von Chime Financial Inc (CHYM) beträgt 20.58, verglichen mit dem 5-Jahres-Durchschnitt von 30.15.

Erwartetes KGV

Fair bewertet
5J-Durchschnitt P/E
30.15
Aktuelles P/E
20.58
Überbewertet
83.33
Unterbewertet
-23.02

Erwartetes EV/EBITDA

Fair bewertet
5J-Durchschnitt EV/EBITDA
27.03
Aktuelles EV/EBITDA
16.68
Überbewertet
61.77
Unterbewertet
-7.71

Erwartetes KUV

Fair bewertet
5J-Durchschnitt P/S
3.21
Aktuelles P/S
3.38
Überbewertet
4.10
Unterbewertet
2.33

Whales, die CHYM halten

O

Occudo Quantitative Strategies LP

+ HältCHYM

+7.90%

3-Monats-Rendite

D

Dragoneer Investment Group, LLC

+ HältCHYM

+5.12%

3-Monats-Rendite

A

Ashton Thomas Private Wealth, LLC

+ HältCHYM

+3.72%

3-Monats-Rendite

G

General Atlantic Service Company, L.P.

+ HältCHYMRVMD

+2.48%

3-Monats-Rendite

T

Tiger Global Management LLC

+ HältCHYM

-1.50%

3-Monats-Rendite

S

Spyglass Capital Management LLC

+ HältCHYM

-5.22%

3-Monats-Rendite

Event-Zeitleiste

2026-10-08 (ET)

16:30:00

Major Averages Decline Amid Rising Oil Prices

12:30:00

Major Averages Decline as Oil Prices Surge

2026-09-16 (ET)

09:30:00

Chime Opens New Office in New York

2026-09-09 (ET)

16:30:00

Major Averages Decline for Second Day as Treasury Yields and Oil Prices Rise

News

CHYM FAQ – beantwortet von Alphio AI

Chime Financial, Inc. is a financial technology company. The Company offers a range of low-cost banking and payments products that address the financial needs of everyday people. Through its platform, its members access FDIC-insured checking accounts and linked debit cards, nationwide ATM and cash deposit networks, and early access to their paycheck, allowing them to manage their money and pay for everyday expenses. Its liquidity products offered through its platform are designed to provide its eligible members with access to short-term liquidity when they need it most for free. These products include SpotMe, MyPay and Instant Loans. The SpotMe which allows eligible members to overdraft fee-free within their available limit. The MyPay, which allows its members to access up to $500 of their pay on demand before payday. The Instant Loans allows eligible members to borrow funds repaid in equal monthly installments over a specified period. It operates in the Technology sector.

Chime Financial Inc is a good buy right now due to its recent profitability improvement, with a reported EPS of $0.07 in Q2 2026, and a forward P/E ratio of 20.58, suggesting reasonable valuation compared to its growth prospects. Additionally, the stock has rebounded 80% since June, indicating strong market confidence. However, the main risk is the high volatility, with an implied volatility of 71.65%, which could lead to price fluctuations.

Community

Mehr ↗

$CHYM Chime has announced a definitive agreement to acquire Stride Bank, N.A. for $590M in cash. Stride has served as Chime's banking partner for over seven years. After the deal closes, Stride will become Chime Bank, N.A. and operate as a wholly owned subsidiary of Chime. Chris Britt, CEO and Co-founder of Chime, said the company's member-focused, technology-driven approach will stay the same, and the acquisition is expected to strengthen their model by combining Chime's brand and member relationships with Stride's national charter and team. The transaction is expected to be accretive to earnings per share immediately upon closing. Chime anticipates over $100M in net synergies from sponsor bank fee savings, expanded lending products, and a lower cost of funds. The deal values Stride at approximately 1.5x tangible book value. Chime plans to fund the purchase with cash on hand, with no additional capital contribution expected. After closing, Chime will consolidate its banking activities at Stride, which will focus on supporting Chime's consumer business. Chime expects to keep its assets below $10 billion for the foreseeable future. The transaction is expected to close in the first half of 2027, subject to regulatory approvals and customary closing conditions. Both companies' boards have unanimously approved the deal.

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