Finanzen von Chemung Financial Corp (CHMG)CHMGChemung Financial Corp

Chemung Financial Corp (CHMG) generates its revenue through a diversified portfolio of business segments. Currently, the largest contributor to its top-line growth is Wealth Management Group, accounting for 60.9% of total sales, equivalent to $61.66M. Other significant revenue streams include Core Banking and Holding Company and Other. Understanding this composition is critical for investors evaluating how CHMG navigates market cycles within the Banks industry.

Evaluating the bottom line, Chemung Financial Corp maintains a gross margin of 81.51%. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at 38.91%, while the net margin is 29.95%. These profitability ratios, combined with a Return on Equity (ROE) of 14.77%, provide a clear picture of how effectively CHMG converts its operational activities into shareholder value.

In the context of the broader market, CHMG competes directly with industry leaders such as PCB and CZFS. With a market capitalization of $384.22M, it holds a significant position in the sector. When comparing efficiency, CHMG's gross margin of 81.51% stands against PCB's N/A and CZFS's N/A. Such benchmarking helps identify whether Chemung Financial Corp is trading at a premium or discount relative to its financial performance.

Chemung Financial has shown a solid financial performance with a recent Q2 revenue of $30.06 million and a net income of $8.69 million, indicating a strong operational capability. The company has also maintained a healthy net margin of 29.31% in Q2 2026, showcasing effective cost management and profitability.