UMB Financial Corp

UMB Financial Corp(UMBF)股票分析

$136.160

+3.336 (+2.45%)收盤時

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最高
136.425
開盤
132.290
成交量加權均價
134.96
成交量
531.72K
市值
4.00B
最低
132.290
成交金額
71.76M
企業價值/稅息折舊攤銷前利潤(TTM)
7.32

UMB Financial Corporation is a financial services company. Its segments include Commercial Banking, Institutional Banking, and Personal Banking. It offers commercial banking, which includes comprehensive deposit, lending, investment and retirement plan services; personal banking, which includes comprehensive deposit, lending, wealth management and financial planning services; and institutional banking, which includes asset servicing, corporate trust solutions, investment banking and healthcare services. Commercial Banking serves the commercial banking and treasury management needs of its small to middle-market businesses through a variety of products and services. Institutional Banking is a combination of banking services, fund services, asset management services, and healthcare services provided to institutional clients. Personal Banking products include deposit accounts, retail credit cards, private banking, installment loans, home equity lines of credit, and residential mortgages.

AI 分析 of UMB Financial Corp (UMBF)

買進

UMB Financial Corp is a good buy right now due to its strong financial performance, with a net income of $271.8 million in Q2 2026, representing a 26.2% increase year-over-year, and a forward P/E ratio of 9.62, which is attractive compared to the industry average. The stock also has a positive analyst outlook, with 81% of analysts rating it as a buy and a median price target suggesting a 15.6% upside from the current price. However, a risk to consider is the recent insider selling, where the CFO sold 2,000 shares, reducing his ownership by 6%, which may raise some concerns among investors.

分析師評級(7)

上檔空間 +4.19%
持有
2 買進
5 持有
0 賣出
目前: 136.16
最低
130.00
平均
141.86
最高
155.00

RBC Capital

2026-10-09

目標價

$168

優於大盤

TD Cowen

2026-10-05

目標價

$152

買進

JPMorgan

2026-10-01

目標價

$160

增持

Wells Fargo

2026-09-29

目標價

$147

Equal Weight

Morgan Stanley

2026-09-28

目標價

$182

增持

估值指標

UMB Financial Corp(UMBF)目前預期本益比為 9.62,5 年平均預期本益比為 10.90。

預期本益比

合理
5 年均值 P/E
10.90
目前P/E
9.62
高估
12.51
低估
9.29

預期 EV/EBITDA

高估
5 年均值 EV/EBITDA
1.64
目前EV/EBITDA
7.32
高估
5.64
低估
-2.37

預期股價營收比

合理
5 年均值 P/S
2.84
目前P/S
3.19
高估
3.32
低估
2.37

Alphio AI 對 UMBF 的價格情境

情境價格取自當年最後一個月度預測區間。機率為固定的模型權重(25 / 50 / 25),不構成保證。

樂

樂觀

樂觀 · 25%UMBF

$148.20

情境價格

基

基準

基準 · 50%UMBF

$139.64

情境價格

悲

悲觀

悲觀 · 25%UMBF

$128.62

情境價格

持有 UMBF 的大戶

A

Azora Capital LP

+ 持有UMBF

-2.65%

3個月報酬率

G

Global Alpha Capital Management Ltd.

+ 持有UMBF

-3.64%

3個月報酬率

S

Systematic Financial Management LP

+ 持有UMBF

-11.89%

3個月報酬率

E

Emerald Advisers, LLC

+ 持有UMBF

-13.81%

3個月報酬率

UMBF 常見問題 —— 由 Alphio AI 解答

UMB Financial Corporation is a financial services company. Its segments include Commercial Banking, Institutional Banking, and Personal Banking. It offers commercial banking, which includes comprehensive deposit, lending, investment and retirement plan services; personal banking, which includes comprehensive deposit, lending, wealth management and financial planning services; and institutional banking, which includes asset servicing, corporate trust solutions, investment banking and healthcare services. Commercial Banking serves the commercial banking and treasury management needs of its small to middle-market businesses through a variety of products and services. Institutional Banking is a combination of banking services, fund services, asset management services, and healthcare services provided to institutional clients. Personal Banking products include deposit accounts, retail credit cards, private banking, installment loans, home equity lines of credit, and residential mortgages. It operates in the Financials sector (NATIONAL COMMERCIAL BANKS industry).

UMB Financial Corp is a good buy right now due to its strong financial performance, with a net income of $271.8 million in Q2 2026, representing a 26.2% increase year-over-year, and a forward P/E ratio of 9.62, which is attractive compared to the industry average. The stock also has a positive analyst outlook, with 81% of analysts rating it as a buy and a median price target suggesting a 15.6% upside from the current price. However, a risk to consider is the recent insider selling, where the CFO sold 2,000 shares, reducing his ownership by 6%, which may raise some concerns among investors.

7 analysts cover UMBF: 2 rate it Buy, 5 Hold and 0 Sell. The average price target is 141.86.

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