Tompkins Financial Corp

Tompkins Financial Corp(TMP)股票分析

$97.170

-0.408 (-0.42%)收盤時

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最高
98.290
開盤
97.200
成交量加權均價
97.48
成交量
61.21K
市值
671.11M
最低
96.980
成交金額
5.97M
企業價值/稅息折舊攤銷前利潤(TTM)
11.26

Tompkins Financial Corporation is a banking and financial services company serving the Central, Western, and Hudson Valley regions of New York and the Southeastern region of Pennsylvania. The Company's segments include banking and wealth management. Its banking segment’s services consist primarily of attracting deposits from the areas served by the Company’s banking subsidiary and using those deposits to originate a variety of commercial loans, agricultural loans, consumer loans, real estate loans, and leases in those same areas. Its banking services also include a full suite of products, such as debit cards, credit cards, remote deposit, electronic banking, mobile banking, cash management, and safe deposit services. The wealth management segment is organized under the Tompkins Financial Advisors brand. Tompkins Financial Advisors offers a range of financial services to customers, including trust and estate services, investment management, financial and tax planning services.

AI 分析 of Tompkins Financial Corp (TMP)

買進

Tompkins Financial Corp is a good buy right now due to its current price of $97.58 being below the analyst price targets of $104 and $105, indicating potential upside. The company reported a strong EPS of $2.04 for Q2 2026, a 36% increase year-over-year, and has a low forward P/E of 12.85, suggesting it is undervalued compared to its earnings growth. However, the main risk is its debt to equity ratio of 75.85%, which is relatively high and could impact financial stability.

分析師評級(2)

-20.76% 下跌空間
持有
0 買進
2 持有
0 賣出
目前: 97.17
最低
74.00
平均
77.00
最高
80.00

Piper Sandler

2026-08-03

目標價

$104

中性

Keefe Bruyette

2026-07-27

目標價

$105

優於大盤

Keefe Bruyette

2026-04-28

目標價

$90

優於大盤

Piper Sandler

2026-04-28

目標價

$87

中性

Keefe Bruyette

2026-02-04

目標價

$87

優於大盤

估值指標

Tompkins Financial Corp(TMP)目前預期本益比為 12.85,5 年平均預期本益比為 12.50。

預期本益比

合理
5 年均值 P/E
12.50
目前P/E
12.85
高估
14.13
低估
10.87

預期 EV/EBITDA

高估
5 年均值 EV/EBITDA
2.44
目前EV/EBITDA
11.26
高估
8.79
低估
-3.92

預期股價營收比

高估
5 年均值 P/S
3.08
目前P/S
3.62
高估
3.60
低估
2.57

Alphio AI 對 TMP 的價格情境

情境價格取自當年最後一個月度預測區間。機率為固定的模型權重(25 / 50 / 25),不構成保證。

樂

樂觀

樂觀 · 25%TMP

$61.52

情境價格

基

基準

基準 · 50%TMP

$58.40

情境價格

悲

悲觀

悲觀 · 25%TMP

$44.75

情境價格

事件時間軸

2026-07-27 (ET)

15:00:00

Tompkins Financial Files Automatic Mixed Securities Shelf

2026-07-24 (ET)

09:30:00

Tompkins Reports Q2 Net Interest Income of $73.983M

09:30:00

Tompkins Financial Corporation Announces Quarterly Dividend of $0.70 per Share

2026-04-24 (ET)

09:10:00

Tompkins Reports Q1 Net Interest Income of $71.86M

2026-01-30 (ET)

09:20:00

Tompkins Reports Q4 Revenue of $69.1M

資訊

TMP 常見問題 —— 由 Alphio AI 解答

Tompkins Financial Corporation is a banking and financial services company serving the Central, Western, and Hudson Valley regions of New York and the Southeastern region of Pennsylvania. The Company's segments include banking and wealth management. Its banking segment’s services consist primarily of attracting deposits from the areas served by the Company’s banking subsidiary and using those deposits to originate a variety of commercial loans, agricultural loans, consumer loans, real estate loans, and leases in those same areas. Its banking services also include a full suite of products, such as debit cards, credit cards, remote deposit, electronic banking, mobile banking, cash management, and safe deposit services. The wealth management segment is organized under the Tompkins Financial Advisors brand. Tompkins Financial Advisors offers a range of financial services to customers, including trust and estate services, investment management, financial and tax planning services. It operates in the Financials sector (STATE COMMERCIAL BANKS industry).

Tompkins Financial Corp is a good buy right now due to its current price of $97.58 being below the analyst price targets of $104 and $105, indicating potential upside. The company reported a strong EPS of $2.04 for Q2 2026, a 36% increase year-over-year, and has a low forward P/E of 12.85, suggesting it is undervalued compared to its earnings growth. However, the main risk is its debt to equity ratio of 75.85%, which is relatively high and could impact financial stability.

2 analysts cover TMP: 0 rate it Buy, 2 Hold and 0 Sell. The average price target is 77.00.

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