SoFi Technologies Inc

SoFi Technologies Inc(SOFI)股票分析

$18.060

-1.055 (-5.84%)收盤時

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High
19.495
Open
19.205
VWAP
18.53
Vol
45.67M
Mkt Cap
6.91B
Low
18.030
Amount
846.27M
EV/EBITDA, TTM
19.13

SoFi Technologies, Inc. is a member-centric, one-stop shop for digital financial services. The Company, through its lending and financial services products, allows members to borrow, save, spend, invest and protect their money. The Company's segments include Lending, Technology Platform and Financial Services. The Lending segment offers personal loans, student loans, home loans and related servicing to help its members with a variety of financial needs. Its platform supports the full transaction lifecycle, including credit application, underwriting, approval, funding and servicing. The Technology Platform segment provides services through a diversified suite of offerings which include an event and authorization platform accessed via application programming interfaces, a cloud-native digital and core banking platform and services related to both platforms. The Financial Services segment offers a suite of financial services solutions, including SoFi Money and SoFi Invest.

www.sofi.com

AI analysis of SoFi Technologies Inc (SOFI)

hold

SoFi Technologies Inc is currently not a strong buy due to its recent price decline and mixed analyst ratings. The current price is $18.06, and the stock has experienced a year-to-date decline of 34.23%. While the forward P/E ratio is 31.45, which is high compared to its peers, the company has shown revenue growth, with Q2 2026 revenue reported at $1.018 billion, indicating potential for future growth. However, the RSI is at 43.34, suggesting it is neither overbought nor oversold, and the stock's recent performance has been volatile, with a 5-day change of -4.49%.

Analyst Ratings (2)

+56.76% upside
Sell
0 Buy
0 Hold
2 Sell
Current: 18.06
最低
18.00
平均
28.31
最高
38.00

Truist

2026-08-12

目標價

$19

Hold

Needham

2026-07-30

目標價

$24

Buy

Truist

2026-07-24

目標價

$18

Hold

Goldman Sachs

2026-07-09

目標價

$21

Neutral

Keefe Bruyette

2026-06-30

目標價

$16

Underperform

估值指標

The current forward P/E ratio for SoFi Technologies Inc (SOFI) is 31.45, compared to its 5-year average forward P/E of 22.26.

Forward P/E

Fair
5Y Average P/E
22.26
Current P/E
31.45
高估
86.20
低估
-41.68

Forward EV/EBITDA

Overvalued
5Y Average EV/EBITDA
15.48
Current EV/EBITDA
19.13
高估
17.83
低估
13.13

Forward P/S

Fair
5Y Average P/S
4.65
Current P/S
4.02
高估
7.03
低估
2.27

Alphio AI Price Scenarios for SOFI

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%SOFI

$20.03

情境價格

B

Base

Base · 50%SOFI

$19.61

情境價格

B

Bear

Bear · 25%SOFI

$18.87

情境價格

Whales holding SOFI

T

Tremblant Capital Group

+ HoldingSOFI

+6.35%

3M Return

A

ARK Investment Management LLC

+ HoldingSOFI

+4.40%

3M Return

P

Patient Capital Management, LLC

+ HoldingSOFI

+4.20%

3M Return

T

Tremblant Advisors LP

+ HoldingSOFI

+2.37%

3M Return

D

Diversify Wealth Management, LLC

+ HoldingSOFI

+0.37%

3M Return

S

Simplex Trading, LLC

+ HoldingSOFI

-2.69%

3M Return

事件時間軸

2026-08-21 (ET)

12:30:00

Cboe Data Shows SoFi Technologies Shares Up 5.75%

2026-08-17 (ET)

09:00:00

Nasdaq Leads Gains as Investor Confidence Rebounds

2026-08-13 (ET)

11:00:00

SoFi Technologies Shares Up 0.95% to $18.11

2026-08-11 (ET)

12:00:00

SoFi Technologies Shares Slightly Down to $18.05

2026-08-05 (ET)

08:30:00

SoFi Launches Three New Private Market Funds

資訊

SOFI FAQ — answered by Alphio AI

SoFi Technologies, Inc. is a member-centric, one-stop shop for digital financial services. The Company, through its lending and financial services products, allows members to borrow, save, spend, invest and protect their money. The Company's segments include Lending, Technology Platform and Financial Services. The Lending segment offers personal loans, student loans, home loans and related servicing to help its members with a variety of financial needs. Its platform supports the full transaction lifecycle, including credit application, underwriting, approval, funding and servicing. The Technology Platform segment provides services through a diversified suite of offerings which include an event and authorization platform accessed via application programming interfaces, a cloud-native digital and core banking platform and services related to both platforms. The Financial Services segment offers a suite of financial services solutions, including SoFi Money and SoFi Invest. It operates in the Financials sector (FINANCE SERVICES industry).

SoFi Technologies Inc is currently not a strong buy due to its recent price decline and mixed analyst ratings. The current price is $18.06, and the stock has experienced a year-to-date decline of 34.23%. While the forward P/E ratio is 31.45, which is high compared to its peers, the company has shown revenue growth, with Q2 2026 revenue reported at $1.018 billion, indicating potential for future growth. However, the RSI is at 43.34, suggesting it is neither overbought nor oversold, and the stock's recent performance has been volatile, with a 5-day change of -4.49%.

2 analysts cover SOFI: 0 rate it Buy, 0 Hold and 2 Sell. The average price target is 28.31.

本頁僅供研究參考,不構成投資建議。模型可能出錯。過往表現不代表未來結果。

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