SLM Corp

SLM Corp(SLM)股票分析

$22.830

+0.584 (+2.56%)收盤時

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最高
23.040
開盤
22.610
成交量加權均價
22.76
成交量
2.42M
市值
4.51B
最低
22.420
成交金額
55.14M
企業價值/稅息折舊攤銷前利潤(TTM)
12.12

SLM Corporation is a holding company, which operates through various subsidiaries and is a financial brand for higher education. The Company’s primary business is to originate and service loans it makes to students and their families to finance the cost of their education. It also offers a range of deposit products insured by the Federal Deposit Insurance Corporation. Its primary private education loan product is the Smart Option Student Loan, which emphasizes in-school payment features that can produce shorter terms and reduce customers’ total finance charges. The Smart Option Student Loan generally runs for six months after the borrower separates from school but can run for up to 36 months for a small subset of graduate loans. It also offers six loan products for specific graduate programs of study. These include the Sallie Mae Law School Loan, the Sallie Mae MBA Loan, the Sallie Mae Graduate School Loan for Health Professions, the Sallie Mae Medical School Loan, and others.

AI 分析 of SLM Corp (SLM)

持有

SLM Corp is currently not a strong buy due to its low RSI of 22.226, indicating oversold conditions, and a significant 20.43% year-to-date decline. While analysts like Morgan Stanley see potential upside to $30, the recent downgrade from JPMorgan to $22 highlights risks in the current economic environment.

分析師評級(10)

上檔空間 +36.18%
買進
9 買進
1 持有
0 賣出
目前: 22.83
最低
23.00
平均
31.09
最高
37.00

Morgan Stanley

2026-10-12

目標價

$30

增持

JPMorgan

2026-10-12

目標價

$22

減持

RBC Capital

2026-10-09

目標價

$28

優於大盤

Wells Fargo

2026-07-24

目標價

$28

增持

Morgan Stanley

2026-07-20

目標價

$28

Equal Weight

估值指標

SLM Corp(SLM)目前預期本益比為 6.94,5 年平均預期本益比為 7.64。

預期本益比

合理
5 年均值 P/E
7.64
目前P/E
6.94
高估
9.53
低估
5.75

預期 EV/EBITDA

合理
5 年均值 EV/EBITDA
7.86
目前EV/EBITDA
12.12
高估
15.50
低估
0.22

預期股價營收比

合理
5 年均值 P/S
3.18
目前P/S
2.81
高估
3.80
低估
2.56

Alphio AI 對 SLM 的價格情境

情境價格取自當年最後一個月度預測區間。機率為固定的模型權重(25 / 50 / 25),不構成保證。

樂

樂觀

樂觀 · 25%SLM

$39.37

情境價格

基

基準

基準 · 50%SLM

$34.07

情境價格

悲

悲觀

悲觀 · 25%SLM

$29.17

情境價格

持有 SLM 的大戶

P

Pale Fire Capital SE

+ 持有SLM

-1.51%

3個月報酬率

A

Azora Capital LP

+ 持有SLM

-1.57%

3個月報酬率

P

Polaris Capital Management, LLC

+ 持有SLM

-2.73%

3個月報酬率

事件時間軸

2026-07-23 (ET)

17:00:00

SLM Maintains FY26 EPS View at $3.10-$3.20

2026-06-30 (ET)

09:30:00

Sallie Mae Launches New Parent Loan to Support Higher Education

2026-05-07 (ET)

09:10:00

Sallie Mae Prices $500 Million Senior Notes Offering

2026-04-27 (ET)

16:30:00

Sallie Mae Appoints Peter Graham and Kerri Palmer as Co-Presidents

資訊

SLM 常見問題 —— 由 Alphio AI 解答

SLM Corporation is a holding company, which operates through various subsidiaries and is a financial brand for higher education. The Company’s primary business is to originate and service loans it makes to students and their families to finance the cost of their education. It also offers a range of deposit products insured by the Federal Deposit Insurance Corporation. Its primary private education loan product is the Smart Option Student Loan, which emphasizes in-school payment features that can produce shorter terms and reduce customers’ total finance charges. The Smart Option Student Loan generally runs for six months after the borrower separates from school but can run for up to 36 months for a small subset of graduate loans. It also offers six loan products for specific graduate programs of study. These include the Sallie Mae Law School Loan, the Sallie Mae MBA Loan, the Sallie Mae Graduate School Loan for Health Professions, the Sallie Mae Medical School Loan, and others. It operates in the Financials sector (PERSONAL CREDIT INSTITUTIONS industry).

SLM Corp is currently not a strong buy due to its low RSI of 22.226, indicating oversold conditions, and a significant 20.43% year-to-date decline. While analysts like Morgan Stanley see potential upside to $30, the recent downgrade from JPMorgan to $22 highlights risks in the current economic environment.

10 analysts cover SLM: 9 rate it Buy, 1 Hold and 0 Sell. The average price target is 31.09.

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