Pagaya Technologies Ltd（PGY）資訊與事件PGYPagaya Technologies Ltd

Pagaya Closes $650M Auto Loan ABS Transaction

Pagaya Technologies announced the closing of RPM 2026-5, a $650M asset-backed securitization backed by auto loans. This landmark transaction represents Pagaya's 100th ABS deal since the Company's first securitization in 2018. Since 2018, Pagaya has raised over $44B to fund loan originations across multiple asset classes, including personal loans, auto loans and point-of-sale loans. The Company continues to demonstrate its market leadership as the primary ABS issuer of consumer unsecured loans in the U.S., with a diversified investor base and strong demand for its securitizations. Thirty-five unique investors participated, including five new investors to Pagaya's RPM shelf. The deal brings Pagaya's total issuance this year to over $10B and its lifetime ABS issuance to over $44B.

Pagaya Closes $700M Funding Facility with ATLAS SP Partners

Pagaya Technologies announced the closing of its inaugural Variable Funding Note facility with ATLAS SP Partners. The new revolving structure expands Pagaya's committed capital strategy, establishing nearly $700M in funding capacity for its personal loan platform to support long-term, scalable origination growth. Unlike traditional asset-backed securitization issuances, Pagaya's VFN operates as a revolving committed capital facility, allowing Pagaya to draw, repay and redeploy liquidity on an as needed basis. By establishing a dedicated vehicle to season newly originated loans prior to securitization, the facility enhances operational flexibility and builds real-time performance data to optimize execution for Pagaya's AAA-rated PAID ABS platform and support continued diversification of its securitization activities.

Pagaya Closes $460M PAID 2026-REV1 Transaction

Pagaya Technologies announced the closing of PAID 2026-REV1, the Company's second revolving structure this year. Backed by consumer loans originated on the Pagaya network, the transaction will close at an initial size of $460M and will deploy approximately $850M in total capital over a 24-month revolving period. Pagaya remains focused on diversifying its funding strategy with new public and private structures tailored to meet the needs of a variety of institutional investors. The revolving product is designed specifically for institutional accounts seeking access to capital-efficient and longer duration structures, with a 24-month reinvestment feature that uses excess cash to purchase new collateral over the revolving period.