Oportun Financial Corp

Oportun Financial Corp(OPRT)股票分析

$9.310

-0.030 (-0.32%)收盤時

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最高
9.450
開盤
9.300
成交量加權均價
9.32
成交量
642.26K
市值
102.50M
最低
9.200
成交金額
5.99M
企業價值/稅息折舊攤銷前利潤(TTM)
19.24

Oportun Financial Corporation is a financial services company. The Company offers access to a suite of financial products, offered either directly or through partners, including lending and savings powered by artificial intelligence. The Company's credit products include unsecured and secured personal loans. Its unsecured personal loan is a fully amortizing installment loan with fixed payments throughout the life of the loan. Its secured personal loan is a personal installment loan product secured by an automobile. It also offers automated savings, through its Set & Save platform. Its Set & Save product is designed to understand a member’s cash flows and save the right amount on a regular basis. It reaches incremental members through its Lending as a Service lead generation program. It allows consumers to become members and access its products through the Oportun Mobile App and the Oportun.com Website, which serve as its primary platforms for onboarding and providing member services.

AI 分析 of Oportun Financial Corp (OPRT)

持有

Oportun Financial Corp is currently priced at $9.08, showing a significant year-to-date change of +79.45%. However, the stock has seen a notable insider selling increase of 1189.82% over the last month, which raises concerns about insider confidence. While the company has a strong gross margin of 83.56% in Q2 2026 and a favorable forward P/E ratio of 5.51, the recent market reaction to executive changes and the overall market trend suggests caution. Therefore, it may be prudent to hold rather than buy at this moment, as the potential upside is limited by insider selling and market volatility.

估值指標

Oportun Financial Corp(OPRT)目前預期本益比為 5.51,5 年平均預期本益比為 5.86。

預期本益比

合理
5 年均值 P/E
5.86
目前P/E
5.51
高估
12.16
低估
-0.45

預期 EV/EBITDA

合理
5 年均值 EV/EBITDA
20.29
目前EV/EBITDA
19.24
高估
35.99
低估
4.58

預期股價營收比

高估
5 年均值 P/S
0.25
目前P/S
0.42
高估
0.41
低估
0.09

Alphio AI 對 OPRT 的價格情境

情境價格取自當年最後一個月度預測區間。機率為固定的模型權重(25 / 50 / 25),不構成保證。

樂

樂觀

樂觀 · 25%OPRT

$5.58

情境價格

基

基準

基準 · 50%OPRT

$5.37

情境價格

悲

悲觀

悲觀 · 25%OPRT

$5.16

情境價格

事件時間軸

2026-09-21 (ET)

16:30:00

Oportun Appoints Bernardo Martinez as Chief Retail and Sales Officer

2026-09-08 (ET)

08:30:00

Oportun Appoints Bill Franklin as CFO

2026-08-05 (ET)

18:30:00

Oportun Reports Q2 Revenue of $233.2M, Exceeding Expectations

18:30:00

Oportun Raises FY26 Revenue Outlook to $935M-$955M

18:30:00

Sees Q3 Adjusted EBITDA of $43M-$48M

資訊

OPRT 常見問題 —— 由 Alphio AI 解答

Oportun Financial Corporation is a financial services company. The Company offers access to a suite of financial products, offered either directly or through partners, including lending and savings powered by artificial intelligence. The Company's credit products include unsecured and secured personal loans. Its unsecured personal loan is a fully amortizing installment loan with fixed payments throughout the life of the loan. Its secured personal loan is a personal installment loan product secured by an automobile. It also offers automated savings, through its Set & Save platform. Its Set & Save product is designed to understand a member’s cash flows and save the right amount on a regular basis. It reaches incremental members through its Lending as a Service lead generation program. It allows consumers to become members and access its products through the Oportun Mobile App and the Oportun.com Website, which serve as its primary platforms for onboarding and providing member services. It operates in the Financials sector (FINANCE SERVICES industry).

Oportun Financial Corp is currently priced at $9.08, showing a significant year-to-date change of +79.45%. However, the stock has seen a notable insider selling increase of 1189.82% over the last month, which raises concerns about insider confidence. While the company has a strong gross margin of 83.56% in Q2 2026 and a favorable forward P/E ratio of 5.51, the recent market reaction to executive changes and the overall market trend suggests caution. Therefore, it may be prudent to hold rather than buy at this moment, as the potential upside is limited by insider selling and market volatility.

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