OppFi Inc

OppFi Inc(OPFI)股票分析

$5.630

+0.071 (+1.26%)收盤時

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最高
5.800
開盤
5.560
成交量加權均價
5.66
成交量
713.38K
市值
67.42M
最低
5.560
成交金額
4.04M
企業價值/稅息折舊攤銷前利潤(TTM)
3.14

OppFi Inc. is a tech-enabled, mission-driven specialty finance platform. It provides customer experience in the industry and enables banks to offer credit products. Its primary product is offered by its OppLoans platform. The OppFi platform is a mobile-optimized online application where eligible applicants, at their request, are able to opt into the OppFi TurnUp Program. This program helps these applicants find more affordable credit options by checking the market voluntarily on their behalf for a sub-36% annual percentage rate, products offered by third-party lenders through other platforms. It collects and calculates more than 500 attributes on loan applications for use in underwriting decisions. These attributes are based on data from credit bureaus, bank transactions and loan applications. Using this information, OppFi generates a score in combination with scores generated by third-party providers. It offers a same-day funding service in collaboration with its partner banks.

AI 分析 of OppFi Inc (OPFI)

持有

OppFi Inc is currently not a strong buy due to its low RSI of 23.981, indicating oversold conditions, and a significant year-to-date decline of 45.15%. However, the forward P/E ratio of 3.0788 suggests potential value if the company can stabilize its earnings. The main risk is the lowered revenue guidance for 2026, now between $600 million and $625 million, down from $650 million to $675 million, which could further pressure the stock price.

估值指標

OppFi Inc(OPFI)目前預期本益比為 3.08,5 年平均預期本益比為 -14.05。

預期本益比

合理
5 年均值 P/E
-14.05
目前P/E
3.08
高估
117.06
低估
-145.17

預期 EV/EBITDA

合理
5 年均值 EV/EBITDA
3.52
目前EV/EBITDA
3.14
高估
4.79
低估
2.25

預期股價營收比

合理
5 年均值 P/S
0.36
目前P/S
0.67
高估
0.79
低估
-0.07

Alphio AI 對 OPFI 的價格情境

情境價格取自當年最後一個月度預測區間。機率為固定的模型權重(25 / 50 / 25),不構成保證。

樂

樂觀

樂觀 · 25%OPFI

$17.32

情境價格

基

基準

基準 · 50%OPFI

$14.45

情境價格

悲

悲觀

悲觀 · 25%OPFI

$13.66

情境價格

持有 OPFI 的大戶

L

LMR Partners LLP

+ 持有OPFI

+2.74%

3個月報酬率

事件時間軸

2026-08-11 (ET)

16:30:00

Major Averages Close Broadly Lower as Investors Await CPI Report

12:00:00

Major Averages Dip Slightly as Investors Await CPI Report

2026-08-10 (ET)

16:30:00

Sees FY26 Revenue of $600M-$625M

2026-05-07 (ET)

07:40:00

OppFi Reports Q1 Revenue of $151.88M

07:40:00

OppFi Approves $40M Share Repurchase Program

資訊

OPFI 常見問題 —— 由 Alphio AI 解答

OppFi Inc. is a tech-enabled, mission-driven specialty finance platform. It provides customer experience in the industry and enables banks to offer credit products. Its primary product is offered by its OppLoans platform. The OppFi platform is a mobile-optimized online application where eligible applicants, at their request, are able to opt into the OppFi TurnUp Program. This program helps these applicants find more affordable credit options by checking the market voluntarily on their behalf for a sub-36% annual percentage rate, products offered by third-party lenders through other platforms. It collects and calculates more than 500 attributes on loan applications for use in underwriting decisions. These attributes are based on data from credit bureaus, bank transactions and loan applications. Using this information, OppFi generates a score in combination with scores generated by third-party providers. It offers a same-day funding service in collaboration with its partner banks. It operates in the Technology sector (FINANCE SERVICES industry).

OppFi Inc is currently not a strong buy due to its low RSI of 23.981, indicating oversold conditions, and a significant year-to-date decline of 45.15%. However, the forward P/E ratio of 3.0788 suggests potential value if the company can stabilize its earnings. The main risk is the lowered revenue guidance for 2026, now between $600 million and $625 million, down from $650 million to $675 million, which could further pressure the stock price.

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