Northpointe Bancshares Inc

Northpointe Bancshares Inc(NPB)股票分析

$15.440

-0.009 (-0.06%)收盤時

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最高
15.480
開盤
15.390
成交量加權均價
15.36
成交量
293.47K
市值
—
最低
15.170
成交金額
4.51M
企業價值/稅息折舊攤銷前利潤(TTM)
12.97

Northpointe Bancshares, Inc. is the holding company of Northpointe Bank, a client-focused company that provides home loans and retail banking products to communities across the nation. Its segments include Retail Banking and MPP. The MPP segment provides a collateralized mortgage purchase facility marketed to independent mortgage bankers nationwide. The Retail Banking segment provides a range of financial products and services to consumers nationwide. These include residential mortgages, all-in-one (AIO) equity loans, other consumer loans, and loan servicing, as well as various types of deposit products, including checking, savings and time deposit accounts. Its residential lending business provides a comprehensive range of financing options nationwide through two main channels: consumer direct and traditional retail. These channels combine the convenience of online, self-service platforms with the personalized service of an experienced residential mortgage loan officer.

AI 分析 of Northpointe Bancshares Inc (NPB)

持有

Given the current price of $15.52 and a forward P/E ratio of 0, Northpointe Bancshares Inc does not present a strong buying opportunity at this moment. The stock has seen a 6.90% decline year-to-date and has missed earnings expectations in Q2 2026 by $0.08, which may lead to further price pressure. However, the company has shown stable profitability with a net income of $21.7 million in Q2 2026, indicating potential for recovery. Investors should be cautious of the high debt-to-equity ratio of 266.40%, which poses a risk.

估值指標

Northpointe Bancshares Inc(NPB)目前預期本益比為 0.00,5 年平均預期本益比為 6.05。

預期本益比

嚴重低估
5 年均值 P/E
6.05
目前P/E
0.00
高估
7.55
低估
4.54

預期 EV/EBITDA

合理
5 年均值 EV/EBITDA
9.47
目前EV/EBITDA
12.97
高估
21.29
低估
-2.35

預期股價營收比

合理
5 年均值 P/S
1.98
目前P/S
1.91
高估
2.47
低估
1.50

持有 NPB 的大戶

N

North Reef Capital Management LP

+ 持有NPB

-1.04%

3個月報酬率

A

Algebris (UK) Limited

+ 持有NPB

-5.89%

3個月報酬率

事件時間軸

2026-10-20 (ET)

17:00:00

Company Reports Q3 Revenue of $56.0M, Below Consensus

2026-10-06 (ET)

16:30:00

Dividend Payable on November 4, 2026

2026-08-28 (ET)

10:30:00

Northpointe Bancshares Appoints JB Long as COO

2026-07-21 (ET)

17:30:00

Q2 Net Charge-Offs Remain at $528,000

2026-04-21 (ET)

17:10:00

CEO Highlights Strong Growth in Mortgage Business

資訊

NPB 常見問題 —— 由 Alphio AI 解答

Northpointe Bancshares, Inc. is the holding company of Northpointe Bank, a client-focused company that provides home loans and retail banking products to communities across the nation. Its segments include Retail Banking and MPP. The MPP segment provides a collateralized mortgage purchase facility marketed to independent mortgage bankers nationwide. The Retail Banking segment provides a range of financial products and services to consumers nationwide. These include residential mortgages, all-in-one (AIO) equity loans, other consumer loans, and loan servicing, as well as various types of deposit products, including checking, savings and time deposit accounts. Its residential lending business provides a comprehensive range of financing options nationwide through two main channels: consumer direct and traditional retail. These channels combine the convenience of online, self-service platforms with the personalized service of an experienced residential mortgage loan officer. It operates in the Financials sector.

Given the current price of $15.52 and a forward P/E ratio of 0, Northpointe Bancshares Inc does not present a strong buying opportunity at this moment. The stock has seen a 6.90% decline year-to-date and has missed earnings expectations in Q2 2026 by $0.08, which may lead to further price pressure. However, the company has shown stable profitability with a net income of $21.7 million in Q2 2026, indicating potential for recovery. Investors should be cautious of the high debt-to-equity ratio of 266.40%, which poses a risk.

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