Nbt Bancorp Inc（NBTB）股票分析NBTBNbt Bancorp Inc

NBT Bancorp Inc. is a financial holding company. It primarily operates through NBT Bank, N.A. (the Bank), a full-service community bank, and through two financial services subsidiaries. Its business, primarily conducted through the Bank, consists of providing commercial banking, retail banking and wealth management services. The Bank offers a range of products and services tailored to individuals, corporations and municipalities. Its segments include Banking and Retirement Plan Administration. Its Retirement Plan Administration segment includes retirement plan and health savings account recordkeeping and administration, investment management, third-party administration, and others. The Bank's deposit products include demand deposit accounts, savings accounts, interest-bearing checking accounts and others. It operates EPIC Retirement Plan Services, which is a national benefits administration firm. It operates NBT Insurance Agency, LLC, which is a full-service regional insurance agency. It operates in the Financials sector (NATIONAL COMMERCIAL BANKS industry).

NBT Bancorp Inc is currently a hold. The stock is priced at $51.55 with a forward P/E of 13.40, indicating it is fairly valued compared to its earnings potential. However, the RSI is at 34.11, suggesting it is in oversold territory, which could indicate a potential rebound. The recent earnings miss and cautious market sentiment may limit short-term gains, but the long-term outlook remains positive due to consistent revenue growth and a solid dividend history.

5 analysts cover NBTB: 1 rate it Buy, 4 Hold and 0 Sell. The average price target is 47.00.