Nbt Bancorp Inc

Nbt Bancorp Inc(NBTB)股票分析

$52.870

+0.079 (+0.15%)收盤時

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最高
53.060
開盤
52.470
成交量加權均價
52.79
成交量
302.53K
市值
1.78B
最低
52.430
成交金額
15.97M
企業價值/稅息折舊攤銷前利潤(TTM)
8.22

NBT Bancorp Inc. is a financial holding company. It primarily operates through NBT Bank, N.A. (the Bank), a full-service community bank, and through two financial services subsidiaries. Its business, primarily conducted through the Bank, consists of providing commercial banking, retail banking and wealth management services. The Bank offers a range of products and services tailored to individuals, corporations and municipalities. Its segments include Banking and Retirement Plan Administration. Its Retirement Plan Administration segment includes retirement plan and health savings account recordkeeping and administration, investment management, third-party administration, and others. The Bank's deposit products include demand deposit accounts, savings accounts, interest-bearing checking accounts and others. It operates EPIC Retirement Plan Services, which is a national benefits administration firm. It operates NBT Insurance Agency, LLC, which is a full-service regional insurance agency.

AI 分析 of Nbt Bancorp Inc (NBTB)

買進

NBT Bancorp Inc is a good buy right now due to its current price of $52.87, which is below the analyst price target of $59 from DA Davidson. The company has shown a strong year-to-date change of +27.12% and a solid net interest margin of 3.73%, indicating robust financial health. However, the main risk is the recent earnings miss, with Q2 EPS reported at $1.01, slightly below the estimate of $1.02, which could lead to short-term volatility.

分析師評級(5)

-11.10% 下跌空間
持有
1 買進
4 持有
0 賣出
目前: 52.87
最低
47.00
平均
47.00
最高
47.00

Keefe Bruyette

2026-08-03

目標價

$54

Market Perform

Stephens

2026-07-30

目標價

$55

Equal Weight

DA Davidson

2026-07-29

目標價

$59

買進

Piper Sandler

2026-06-26

目標價

$56

增持

Keefe Bruyette

2026-04-27

目標價

$48

Market Perform

估值指標

Nbt Bancorp Inc(NBTB)目前預期本益比為 13.40,5 年平均預期本益比為 12.23。

預期本益比

合理
5 年均值 P/E
12.23
目前P/E
13.40
高估
13.71
低估
10.76

預期 EV/EBITDA

嚴重高估
5 年均值 EV/EBITDA
1.46
目前EV/EBITDA
8.22
高估
4.81
低估
-1.90

預期股價營收比

高估
5 年均值 P/S
3.10
目前P/S
3.42
高估
3.39
低估
2.80

Alphio AI 對 NBTB 的價格情境

情境價格取自當年最後一個月度預測區間。機率為固定的模型權重(25 / 50 / 25),不構成保證。

樂

樂觀

樂觀 · 25%NBTB

$43.79

情境價格

基

基準

基準 · 50%NBTB

$39.63

情境價格

悲

悲觀

悲觀 · 25%NBTB

$35.93

情境價格

事件時間軸

2026-07-27 (ET)

16:30:00

NBT Reports Q2 Tangible Book Value per Share of $27.71

2026-04-23 (ET)

16:30:00

NBT Reports Q1 Tangible Book Value per Share of $27.05

2026-01-26 (ET)

16:20:00

NBT Reports Q4 Tangible Book Value of $26.54

2025-10-27 (ET)

16:20:36

NBT Bancorp announces Q3 operating EPS of $1.05, surpassing consensus estimate of 97 cents.

2025-07-28 (ET)

16:21:00

NBT Bancorp increases quarterly cash dividend 8.8% to 37c per share

資訊

NBTB 常見問題 —— 由 Alphio AI 解答

NBT Bancorp Inc. is a financial holding company. It primarily operates through NBT Bank, N.A. (the Bank), a full-service community bank, and through two financial services subsidiaries. Its business, primarily conducted through the Bank, consists of providing commercial banking, retail banking and wealth management services. The Bank offers a range of products and services tailored to individuals, corporations and municipalities. Its segments include Banking and Retirement Plan Administration. Its Retirement Plan Administration segment includes retirement plan and health savings account recordkeeping and administration, investment management, third-party administration, and others. The Bank's deposit products include demand deposit accounts, savings accounts, interest-bearing checking accounts and others. It operates EPIC Retirement Plan Services, which is a national benefits administration firm. It operates NBT Insurance Agency, LLC, which is a full-service regional insurance agency. It operates in the Financials sector (NATIONAL COMMERCIAL BANKS industry).

NBT Bancorp Inc is a good buy right now due to its current price of $52.87, which is below the analyst price target of $59 from DA Davidson. The company has shown a strong year-to-date change of +27.12% and a solid net interest margin of 3.73%, indicating robust financial health. However, the main risk is the recent earnings miss, with Q2 EPS reported at $1.01, slightly below the estimate of $1.02, which could lead to short-term volatility.

5 analysts cover NBTB: 1 rate it Buy, 4 Hold and 0 Sell. The average price target is 47.00.

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