MFA Financial Inc

MFA Financial Inc (MFA) Stock Analysis

$8.830

-0.030 (-0.34%)At close

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High
8.920
Open
8.900
VWAP
8.85
Vol
1.27M
Mkt Cap
1.11B
Low
8.815
Amount
11.27M
EV/EBITDA, TTM
98.59

MFA Financial, Inc. is a specialty finance company that invests in residential mortgage loans, residential mortgage-backed securities and other real estate assets. Its targeted investments primarily include residential whole loans and residential mortgage securities. Its residential whole loans include non-QM loans, business purpose loans, and legacy re-performing loans (RPL)/ non-performing loans (NPL). Its residential mortgage securities include agency mortgage-backed securities (MBS), non-agency MBS, CRT securities and mortgage servicing rights (MSRs)-related assets, which include term notes backed directly or indirectly by MSRs. Its principal business objective is to deliver shareholder value through the generation of distributable income and through asset performance linked to residential mortgage credit fundamentals. The Company, through its wholly owned subsidiary, Lima One Capital (Lima One), also originates and services business purpose loans for real estate investors.

AI analysis of MFA Financial Inc (MFA)

hold

MFA Financial Inc is currently trading at $8.83, which is below the average analyst price target of $10.75, suggesting potential upside. However, the RSI is at 33.457, indicating that the stock is oversold, which could lead to a price rebound. The main risk is the recent decline in revenue, which fell by 4.4% year-over-year to $58.57 million, missing estimates by $1 million, potentially impacting future growth.

Analyst Ratings (6)

+14.16% upside
Hold
2 Buy
4 Hold
0 Sell
Current: 8.83
Low
10.00
Average
10.08
High
10.25

Citizens

2026-08-04

Price Target

$11

Outperform

BTIG

2026-06-17

Price Target

$10.50

Buy

RBC Capital

2026-06-03

Price Target

$10

Sector Perform

Keefe Bruyette

2026-05-06

Price Target

$10

Market Perform

Citizens

2026-05-04

Price Target

$11

Outperform

Valuation Metrics

The current forward P/E ratio for MFA Financial Inc (MFA) is 8.55, compared to its 5-year average forward P/E of 7.62.

Forward P/E

Fair
5Y Average P/E
7.62
Current P/E
8.55
Overvalued
8.80
Undervalued
6.43

Forward EV/EBITDA

Fair
5Y Average EV/EBITDA
-49.72
Current EV/EBITDA
98.59
Overvalued
193.06
Undervalued
-292.51

Forward P/S

Fair
5Y Average P/S
5.40
Current P/S
3.79
Overvalued
7.17
Undervalued
3.62

Alphio AI Price Scenarios for MFA

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%MFA

$11.00

Scenario price

B

Base

Base · 50%MFA

$9.79

Scenario price

B

Bear

Bear · 25%MFA

$8.25

Scenario price

Whales holding MFA

F

Fuh Hwa Securities Investment Trust Co., Ltd.

+ HoldingMFA

-5.67%

3M Return

W

Wolverine Asset Management, LLC

+ HoldingMFA

-13.87%

3M Return

Events Timeline

2026-05-05 (ET)

08:40:00

MFA Reports Q1 Economic Book Value Per Share at $13.22

2026-02-18 (ET)

09:00:00

MFA Reports Q4 Economic Book Value per Share at $13.75

09:00:00

MFA Approves $200M Stock Repurchase Program

2025-11-06 (ET)

09:20:03

MFA Financial Announces Q3 Earnings Per Share of 35 Cents, Exceeding Consensus Estimate of 27 Cents

News

MFA FAQ — answered by Alphio AI

MFA Financial, Inc. is a specialty finance company that invests in residential mortgage loans, residential mortgage-backed securities and other real estate assets. Its targeted investments primarily include residential whole loans and residential mortgage securities. Its residential whole loans include non-QM loans, business purpose loans, and legacy re-performing loans (RPL)/ non-performing loans (NPL). Its residential mortgage securities include agency mortgage-backed securities (MBS), non-agency MBS, CRT securities and mortgage servicing rights (MSRs)-related assets, which include term notes backed directly or indirectly by MSRs. Its principal business objective is to deliver shareholder value through the generation of distributable income and through asset performance linked to residential mortgage credit fundamentals. The Company, through its wholly owned subsidiary, Lima One Capital (Lima One), also originates and services business purpose loans for real estate investors. It operates in the Real Estate sector (REAL ESTATE INVESTMENT TRUSTS industry).

MFA Financial Inc is currently trading at $8.83, which is below the average analyst price target of $10.75, suggesting potential upside. However, the RSI is at 33.457, indicating that the stock is oversold, which could lead to a price rebound. The main risk is the recent decline in revenue, which fell by 4.4% year-over-year to $58.57 million, missing estimates by $1 million, potentially impacting future growth.

6 analysts cover MFA: 2 rate it Buy, 4 Hold and 0 Sell. The average price target is 10.08.

本頁僅供研究參考,不構成投資建議。模型可能出錯。過往表現不代表未來結果。

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