Live Oak Bancshares Inc

Live Oak Bancshares Inc(LOB)股票分析

$35.360

+0.934 (+2.64%)收盤時

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最高
35.740
開盤
34.580
成交量加權均價
35.23
成交量
204.51K
市值
1.52B
最低
34.580
成交金額
7.20M
企業價值/稅息折舊攤銷前利潤(TTM)
7.24

Live Oak Bancshares, Inc. is the bank holding company for Live Oak Banking Company (the Bank). The Bank specializes in providing lending and deposit-related services to small businesses nationwide. The Bank operates a national online platform for small business lending and deposit gathering. In addition to the Bank, the Company directly or indirectly holds wholly owned subsidiaries, including Live Oak Ventures, Inc. (Live Oak Ventures), Live Oak Grove, LLC (Grove), and Government Loan Solutions, Inc. (GLS). Live Oak Ventures has an investment in Synply, Inc. (Synply). Synply is a cloud-based technology platform designed to simplify the loan syndication process for financial institutions. The Grove provides Company employees and business visitors with on-site dining at the Company’s Wilmington, North Carolina headquarters. GLS is a management and technology consulting firm that advises and offers solutions and services to participants in the government-guaranteed lending sector.

AI 分析 of Live Oak Bancshares Inc (LOB)

持有

Live Oak Bancshares Inc is currently a hold. The stock is priced at $34.91, with a forward P/E ratio of 10.19, indicating potential undervaluation compared to the market. However, the RSI is at 41.29, suggesting it is nearing oversold territory, which could limit short-term upside. The recent downgrade from Piper Sandler, lowering the target to $38, reflects caution among analysts, while TD Cowen maintains a buy rating with a target of $44, indicating some optimism. The main risk is the negative sentiment from the recent insider share sale, which could signal a lack of confidence among some investors, despite the director's retained significant holdings.

分析師評級(3)

上檔空間 +20.67%
買進
2 買進
1 持有
0 賣出
目前: 35.36
最低
35.00
平均
42.67
最高
50.00

Piper Sandler

2026-10-07

目標價

$38

中性

TD Cowen

2026-10-05

目標價

$44

買進

Cantor Fitzgerald

2026-08-19

目標價

$45

中性

TD Cowen

2026-07-27

目標價

$49

買進

Keefe Bruyette

2026-07-24

目標價

$47

優於大盤

估值指標

Live Oak Bancshares Inc(LOB)目前預期本益比為 10.19,5 年平均預期本益比為 16.68。

預期本益比

低估
5 年均值 P/E
16.68
目前P/E
10.19
高估
22.55
低估
10.82

預期 EV/EBITDA

嚴重高估
5 年均值 EV/EBITDA
0.95
目前EV/EBITDA
7.24
高估
3.31
低估
-1.41

預期股價營收比

合理
5 年均值 P/S
3.24
目前P/S
2.17
高估
4.66
低估
1.81

Alphio AI 對 LOB 的價格情境

情境價格取自當年最後一個月度預測區間。機率為固定的模型權重(25 / 50 / 25),不構成保證。

樂

樂觀

樂觀 · 25%LOB

$28.71

情境價格

基

基準

基準 · 50%LOB

$25.30

情境價格

悲

悲觀

悲觀 · 25%LOB

$21.74

情境價格

持有 LOB 的大戶

N

NewEdge Wealth, LLC

+ 持有LOB

+4.63%

3個月報酬率

事件時間軸

2026-07-22 (ET)

17:00:00

Live Oak Bank Reports Q2 Revenue of $156.15M

2026-06-29 (ET)

16:30:00

Live Oak Bank Appoints Matthew Diffley as Chief Accounting Officer

2026-04-22 (ET)

16:30:00

Live Oak Reports Q1 Revenue of $145.474M

2026-03-06 (ET)

16:10:00

Live Oak Bancshares Files Automatic Mixed Securities Shelf

2026-01-21 (ET)

16:40:00

Live Oak Bank Reports Q4 Revenue of $172.91M

資訊

LOB 常見問題 —— 由 Alphio AI 解答

Live Oak Bancshares, Inc. is the bank holding company for Live Oak Banking Company (the Bank). The Bank specializes in providing lending and deposit-related services to small businesses nationwide. The Bank operates a national online platform for small business lending and deposit gathering. In addition to the Bank, the Company directly or indirectly holds wholly owned subsidiaries, including Live Oak Ventures, Inc. (Live Oak Ventures), Live Oak Grove, LLC (Grove), and Government Loan Solutions, Inc. (GLS). Live Oak Ventures has an investment in Synply, Inc. (Synply). Synply is a cloud-based technology platform designed to simplify the loan syndication process for financial institutions. The Grove provides Company employees and business visitors with on-site dining at the Company’s Wilmington, North Carolina headquarters. GLS is a management and technology consulting firm that advises and offers solutions and services to participants in the government-guaranteed lending sector. It operates in the Financials sector (STATE COMMERCIAL BANKS industry).

Live Oak Bancshares Inc is currently a hold. The stock is priced at $34.91, with a forward P/E ratio of 10.19, indicating potential undervaluation compared to the market. However, the RSI is at 41.29, suggesting it is nearing oversold territory, which could limit short-term upside. The recent downgrade from Piper Sandler, lowering the target to $38, reflects caution among analysts, while TD Cowen maintains a buy rating with a target of $44, indicating some optimism. The main risk is the negative sentiment from the recent insider share sale, which could signal a lack of confidence among some investors, despite the director's retained significant holdings.

3 analysts cover LOB: 2 rate it Buy, 1 Hold and 0 Sell. The average price target is 42.67.

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