Independent Bank Corp

Independent Bank Corp(IBCP)股票分析

$36.860

+0.221 (+0.60%)收盤時

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High
37.020
Open
36.710
VWAP
36.86
Vol
152.65K
Mkt Cap
533.01M
Low
36.710
Amount
5.63M
EV/EBITDA, TTM
7.99

Independent Bank Corporation is a bank holding company. The Company operates over 59 locations across Michigan’s Lower Peninsula through its subsidiary Independent Bank (the bank). The bank offers a range of banking services to individuals and businesses, including checking and savings accounts, commercial lending, direct and indirect consumer financing, mortgage lending, and safe deposit box services. The bank also offers investment services through a third-party agreement with Cetera Investment Services LLC and title insurance services. The bank's personal services include accounts, loans, wealth, learn, and digital banking. The bank's commercial services include accounts, lending, services, wealth, learn, and digital banking. Its commercial checking accounts include Business ONE, Business Flex, and Eagle Advantage. Its commercial lending includes working capital lines of credit, equipment financing, commercial real estate loans, acquisition financing, SBA loans, and others.

AI analysis of Independent Bank Corp (IBCP)

hold

Independent Bank Corp (IBCP) is currently a hold. The stock is priced at $36.86, with a forward P/E ratio of 12.05, indicating potential for growth but also reflecting current market caution. The RSI is at 36.05, suggesting the stock is nearing oversold territory, which may present a buying opportunity if momentum shifts. However, the recent 5-day change of -0.73% and the overall neutral sentiment from analysts indicate that a wait-and-see approach may be prudent before committing to a buy.

Analyst Ratings (6)

-3.69% downside
Hold
1 Buy
5 Hold
0 Sell
Current: 36.86
最低
35.00
平均
35.50
最高
36.00

Piper Sandler

2026-07-27

目標價

$42

Neutral

Keefe Bruyette

2026-07-24

目標價

$38

Market Perform

DA Davidson

2026-04-27

目標價

$37

Neutral

Piper Sandler

2026-04-27

目標價

$37

Neutral

Piper Sandler

2026-01-26

目標價

$39

Neutral

估值指標

The current forward P/E ratio for Independent Bank Corp (IBCP) is 12.05, compared to its 5-year average forward P/E of 9.41.

Forward P/E

Overvalued
5Y Average P/E
9.41
Current P/E
12.05
高估
11.07
低估
7.74

Forward EV/EBITDA

Overvalued
5Y Average EV/EBITDA
1.29
Current EV/EBITDA
7.99
高估
4.79
低估
-2.20

Forward P/S

Fair
5Y Average P/S
3.14
Current P/S
3.10
高估
3.60
低估
2.69

Alphio AI Price Scenarios for IBCP

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%IBCP

$44.72

情境價格

B

Base

Base · 50%IBCP

$37.47

情境價格

B

Bear

Bear · 25%IBCP

$29.72

情境價格

Whales holding IBCP

A

Algebris (UK) Limited

+ HoldingIBCP

+13.05%

3M Return

事件時間軸

2026-07-23 (ET)

05:30:00

Independent Bank Reports Q2 CET1 Capital Ratio at 11.45%

2026-06-18 (ET)

13:30:00

Independent Bank to Acquire HCB Financial Corp.

2026-04-23 (ET)

08:10:00

Independent Bank Reports Q1 CET1 Capital Ratio of 11.43%

2026-03-18 (ET)

17:10:00

Independent Bank and HCB Financial Announce Merger Agreement Valued at Approximately $70.2M

2026-01-22 (ET)

08:10:00

Company Reports Strong Q4 Performance with 32% Dividend Payout Ratio

資訊

IBCP FAQ — answered by Alphio AI

Independent Bank Corporation is a bank holding company. The Company operates over 59 locations across Michigan’s Lower Peninsula through its subsidiary Independent Bank (the bank). The bank offers a range of banking services to individuals and businesses, including checking and savings accounts, commercial lending, direct and indirect consumer financing, mortgage lending, and safe deposit box services. The bank also offers investment services through a third-party agreement with Cetera Investment Services LLC and title insurance services. The bank's personal services include accounts, loans, wealth, learn, and digital banking. The bank's commercial services include accounts, lending, services, wealth, learn, and digital banking. Its commercial checking accounts include Business ONE, Business Flex, and Eagle Advantage. Its commercial lending includes working capital lines of credit, equipment financing, commercial real estate loans, acquisition financing, SBA loans, and others. It operates in the Financials sector (STATE COMMERCIAL BANKS industry).

Independent Bank Corp (IBCP) is currently a hold. The stock is priced at $36.86, with a forward P/E ratio of 12.05, indicating potential for growth but also reflecting current market caution. The RSI is at 36.05, suggesting the stock is nearing oversold territory, which may present a buying opportunity if momentum shifts. However, the recent 5-day change of -0.73% and the overall neutral sentiment from analysts indicate that a wait-and-see approach may be prudent before committing to a buy.

6 analysts cover IBCP: 1 rate it Buy, 5 Hold and 0 Sell. The average price target is 35.50.

本頁僅供研究參考,不構成投資建議。模型可能出錯。過往表現不代表未來結果。

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