Firstcash Holdings Inc

Firstcash Holdings Inc (FCFS) Stock Analysis

$219.210

-4.757 (-2.17%)At close

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High
225.540
Open
224.070
VWAP
221.19
Vol
401.92K
Mkt Cap
4.81B
Low
218.810
Amount
88.90M
EV/EBITDA, TTM
10.45

FirstCash Holdings, Inc. is an international operator of pawn stores focused on serving cash and credit-constrained consumers. The Company is also a provider of customer payment solutions at the point-of-sale (POS) for retailers of consumer goods and services, which it conducts solely through its subsidiary, American First Finance (AFF). The Company's customer payment solutions business line focuses on lease-to-own (LTO) products and facilitating other retail financing payment options across a large network of traditional and e-commerce merchant partners in the United States. The Company operates through four segments: U.S. pawn, Latin America pawn, U.K. pawn, and Retail POS payment solutions. The Company operates over 3,300 pawn stores with locations in the United States, Latin America and the United Kingdom. The stores buy and sell a wide variety of jewelry, electronics, tools, appliances, sporting goods, musical instruments and other merchandise.

AI analysis of Firstcash Holdings Inc (FCFS)

buy

FirstCash Holdings Inc is a good buy right now due to its strong financial performance and positive analyst upgrades. The current price is $219.21, and the forward P/E ratio is 19.92, suggesting the stock is reasonably valued for future earnings growth. Additionally, the company reported a Q2 EPS of $2.50, beating expectations, and a significant revenue increase of 28.8% year-over-year to $1.07 billion. However, the main risk is the recent insider selling trend, which increased by 1243.75% over the last month, indicating potential concerns among insiders about future performance.

Analyst Ratings (6)

-10.36% downside
Buy
4 Buy
2 Hold
0 Sell
Current: 219.21
Low
188.00
Average
196.50
High
205.00

Loop Capital

2026-08-10

Price Target

$255

Buy

TD Cowen

2026-04-24

Price Target

$235

Buy

Canaccord

2026-04-24

Price Target

$252

Buy

Canaccord

2026-04-07

Price Target

$242

Buy

TD Cowen

2026-03-31

Price Target

$205

Buy

Valuation Metrics

The current forward P/E ratio for Firstcash Holdings Inc (FCFS) is 19.92, compared to its 5-year average forward P/E of 16.17.

Forward P/E

Overvalued
5Y Average P/E
16.17
Current P/E
19.92
Overvalued
18.25
Undervalued
14.08

Forward EV/EBITDA

Fair
5Y Average EV/EBITDA
11.18
Current EV/EBITDA
10.45
Overvalued
12.26
Undervalued
10.10

Forward P/S

Strongly Overvalued
5Y Average P/S
1.51
Current P/S
2.03
Overvalued
1.77
Undervalued
1.25

Alphio AI Price Scenarios for FCFS

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%FCFS

$128.26

Scenario price

B

Base

Base · 50%FCFS

$115.37

Scenario price

B

Bear

Bear · 25%FCFS

$104.09

Scenario price

Whales holding FCFS

P

Peregrine Capital Management, LLC

+ HoldingFCFS

+6.74%

3M Return

T

Tremblant Capital Group

+ HoldingFCFS

+6.35%

3M Return

T

Tremblant Advisors LP

+ HoldingFCFS

+2.37%

3M Return

S

Scout Investments, Inc.

+ HoldingFCFS

-0.71%

3M Return

N

NewSouth Capital Management, Inc.

+ HoldingFCFS

-4.43%

3M Return

H

Hood River Capital Management LLC

+ HoldingFCFS

-12.53%

3M Return

Events Timeline

2026-07-23 (ET)

06:30:00

Company Raises 2026 Pawn Segment Revenue Outlook

06:30:00

FirstCash Q2 Revenue Reaches $1.07B, Exceeds Expectations

2026-07-22 (ET)

06:30:00

FirstCash Announces Leadership Transition, Wessel to Executive Chairman

2026-06-23 (ET)

06:31:00

FirstCash to Acquire Ramsdens for 600 Pence

2026-04-23 (ET)

06:10:00

FirstCash Raises 2026 Revenue Growth Outlook to Mid-Teens

News

FCFS FAQ — answered by Alphio AI

FirstCash Holdings, Inc. is an international operator of pawn stores focused on serving cash and credit-constrained consumers. The Company is also a provider of customer payment solutions at the point-of-sale (POS) for retailers of consumer goods and services, which it conducts solely through its subsidiary, American First Finance (AFF). The Company's customer payment solutions business line focuses on lease-to-own (LTO) products and facilitating other retail financing payment options across a large network of traditional and e-commerce merchant partners in the United States. The Company operates through four segments: U.S. pawn, Latin America pawn, U.K. pawn, and Retail POS payment solutions. The Company operates over 3,300 pawn stores with locations in the United States, Latin America and the United Kingdom. The stores buy and sell a wide variety of jewelry, electronics, tools, appliances, sporting goods, musical instruments and other merchandise. It operates in the Financials sector (RETAIL-MISCELLANEOUS RETAIL industry).

FirstCash Holdings Inc is a good buy right now due to its strong financial performance and positive analyst upgrades. The current price is $219.21, and the forward P/E ratio is 19.92, suggesting the stock is reasonably valued for future earnings growth. Additionally, the company reported a Q2 EPS of $2.50, beating expectations, and a significant revenue increase of 28.8% year-over-year to $1.07 billion. However, the main risk is the recent insider selling trend, which increased by 1243.75% over the last month, indicating potential concerns among insiders about future performance.

6 analysts cover FCFS: 4 rate it Buy, 2 Hold and 0 Sell. The average price target is 196.50.

本頁僅供研究參考,不構成投資建議。模型可能出錯。過往表現不代表未來結果。

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