Enova International Inc

Enova International Inc(ENVA)股票分析

$177.890

+0.374 (+0.21%)收盤時

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最高
181.175
開盤
177.680
成交量加權均價
178.75
成交量
252.88K
市值
1.63B
最低
177.200
成交金額
45.20M
企業價值/稅息折舊攤銷前利潤(TTM)
6.69

Enova International, Inc. is an online financial services company that serves small businesses and consumers. The Company's online financing products and services provide customers with a deposit of funds to their bank account in exchange for a commitment to repay the amount deposited plus fees and/or interest. Its products and services include consumer installment loans, small business installment loans, consumer line of credit accounts, small business line of credit accounts, CSO program, bank programs, and money transfer business. It provides its services in the United States and Brazil. In the United States it markets its financing products under the names CashNetUSA at www.cashnetusa.com, NetCredit at www.netcredit.com, OnDeck at www.ondeck.com and Headway Capital at www.headwaycapital.com, and it markets its money transfer platform under the name Pangea. In Brazil, it operates under the name Simplic, where it arranges unsecured consumer installment loans for a third-party lender.

AI 分析 of Enova International Inc (ENVA)

持有

Enova International Inc is currently not a strong buy due to recent price volatility and analyst downgrades. The current price is $178.07, and while the company projects a revenue growth of 20% to 25% for 2026, the stock has recently dropped over 25% following the withdrawal of its banking license applications. This significant drop indicates market uncertainty and investor concern about future growth prospects, especially with a high debt-to-equity ratio of 334.91%.

分析師評級(5)

-0.40% 下跌空間
買進
5 買進
0 持有
0 賣出
目前: 177.89
最低
150.00
平均
177.17
最高
199.00

Jefferies

2026-10-07

目標價

$275

買進

Stephens

2026-09-17

目標價

$205

增持

TD Cowen

2026-09-15

目標價

$220

買進

Citizens

2026-09-15

目標價

$215

優於大盤

Seaport Research

2026-07-27

目標價

$283

買進

估值指標

Enova International Inc(ENVA)目前預期本益比為 8.33,5 年平均預期本益比為 7.70。

預期本益比

合理
5 年均值 P/E
7.70
目前P/E
8.33
高估
9.91
低估
5.49

預期 EV/EBITDA

低估
5 年均值 EV/EBITDA
8.92
目前EV/EBITDA
6.69
高估
10.86
低估
6.97

預期股價營收比

高估
5 年均值 P/S
0.78
目前P/S
0.97
高估
0.97
低估
0.59

Alphio AI 對 ENVA 的價格情境

情境價格取自當年最後一個月度預測區間。機率為固定的模型權重(25 / 50 / 25),不構成保證。

樂

樂觀

樂觀 · 25%ENVA

$108.47

情境價格

基

基準

基準 · 50%ENVA

$100.39

情境價格

悲

悲觀

悲觀 · 25%ENVA

$76.86

情境價格

持有 ENVA 的大戶

B

Bridgeway Capital Management, LLC

+ 持有ENVA

+1.94%

3個月報酬率

A

Applied Finance Advisors, LLC

+ 持有ENVA

-4.08%

3個月報酬率

P

Punch & Associates Investment Management, Inc.

+ 持有ENVA

-5.54%

3個月報酬率

D

Divisadero Street Capital Management, LP

+ 持有ENVA

-14.88%

3個月報酬率

事件時間軸

2026-09-15 (ET)

16:30:00

Stocks Decline as U.S. 10-Year Treasury Yield Hits 5%

12:30:00

Enova Shares Drop 25.1% to $169.88

12:00:00

Stocks Decline as Bond Yields Rise

10:30:00

Enova Shares Drop 24.9% to $170.27

09:00:00

Stock Futures Lower Ahead of Fed Policy Meeting

資訊

ENVA 常見問題 —— 由 Alphio AI 解答

Enova International, Inc. is an online financial services company that serves small businesses and consumers. The Company's online financing products and services provide customers with a deposit of funds to their bank account in exchange for a commitment to repay the amount deposited plus fees and/or interest. Its products and services include consumer installment loans, small business installment loans, consumer line of credit accounts, small business line of credit accounts, CSO program, bank programs, and money transfer business. It provides its services in the United States and Brazil. In the United States it markets its financing products under the names CashNetUSA at www.cashnetusa.com, NetCredit at www.netcredit.com, OnDeck at www.ondeck.com and Headway Capital at www.headwaycapital.com, and it markets its money transfer platform under the name Pangea. In Brazil, it operates under the name Simplic, where it arranges unsecured consumer installment loans for a third-party lender. It operates in the Financials sector (PERSONAL CREDIT INSTITUTIONS industry).

Enova International Inc is currently not a strong buy due to recent price volatility and analyst downgrades. The current price is $178.07, and while the company projects a revenue growth of 20% to 25% for 2026, the stock has recently dropped over 25% following the withdrawal of its banking license applications. This significant drop indicates market uncertainty and investor concern about future growth prospects, especially with a high debt-to-equity ratio of 334.91%.

5 analysts cover ENVA: 5 rate it Buy, 0 Hold and 0 Sell. The average price target is 177.17.

0xLunarbazaar2026/9/14

$ENVA Enova withdraws application for proposed acquisition of Grasshopper Bancorp Enova International announced that it has withdrawn its applications with the Office of the Comptroller of the Currency and the Board of Governors of the Federal Reserve System related to the proposed acquisition of Grasshopper Bancorp. Throughout the application process, Enova has worked constructively and transparently with regulators, responding promptly and fully to requests and building an application that Enova believes satisfies the statutory criteria for approval. "After a thorough evaluation, we are confident that withdrawing our applications is the best decision for Enova and our shareholders. Bank regulatory guidelines and attitudes have not kept pace with the realities of meeting the credit needs of tens of millions of consumers and small businesses underserved by traditional banks. Regulators do not have clear standards for nonbanks that want to become banks and that serve customers whose credit needs today are met mostly outside of the banking system. Without clearly articulated standards, the process is susceptible to political pressure and outside advocacy, rather than being guided strictly by the statutory factors that should govern it," said Steve Cunningham, Enova's CEO.

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