BayCom Corp

BayCom Corp(BCML)股票分析

$30.450

-0.189 (-0.62%)收盤時

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最高
30.850
開盤
30.850
成交量加權均價
30.58
成交量
67.68K
市值
221.59M
最低
30.450
成交金額
2.07M
企業價值/稅息折舊攤銷前利潤(TTM)
12.66

BayCom Corp is a bank holding company. The Company, through its wholly owned operating subsidiary, United Business Bank, offers a full range of loans, including Small Business Administration (SBA), California Pollution Control Financing Authority (CalCAP), FSA and USDA guaranteed loans, and deposit products and services to businesses and their affiliates in California, Washington, New Mexico, Colorado and Nevada. It offers a full range of lending products, including commercial and multifamily real estate loans (including owner-occupied and investor real estate loans), commercial and industrial loans, SBA loans, construction and land loans, agriculture-related loans and consumer loans. It also offers consumer loans, predominantly as accommodation to its commercial clients, which include installment loans, unsecured and secured personal lines of credit, and overdraft protection. The Company has a network of approximately 35 full-service branches.

AI 分析 of BayCom Corp (BCML)

持有

BayCom Corp (BCML) is currently a hold. The stock is priced at $30.45, with a forward P/E of 11.86, indicating potential value, but the recent earnings report showed a significant EPS miss at -0.64 against an estimate of 0.56, raising concerns about profitability. Additionally, the RSI is at 38.75, suggesting the stock is nearing oversold conditions, but the recent 4.55% drop post-earnings indicates market caution. The consensus target price of $32.64 suggests a modest upside of 7.2% from the current price, but the risk of further declines remains due to recent negative earnings performance.

分析師評級(2)

上檔空間 +11.66%
買進
2 買進
0 持有
0 賣出
目前: 30.45
最低
34.00
平均
34.00
最高
34.00

StoneX

2026-09-23

目標價

—

買進

DA Davidson

2026-05-26

目標價

$34

中性

Brean Capital

2026-04-10

目標價

$32

中性

DA Davidson

2026-01-27

目標價

$34

買進

DA Davidson

2025-07-21

目標價

$32

買進

估值指標

BayCom Corp(BCML)目前預期本益比為 11.86,5 年平均預期本益比為 10.35。

預期本益比

合理
5 年均值 P/E
10.35
目前P/E
11.86
高估
11.96
低估
8.73

預期 EV/EBITDA

嚴重高估
5 年均值 EV/EBITDA
1.90
目前EV/EBITDA
12.66
高估
7.04
低估
-3.24

預期股價營收比

高估
5 年均值 P/S
2.71
目前P/S
3.11
高估
3.09
低估
2.33

Alphio AI 對 BCML 的價格情境

情境價格取自當年最後一個月度預測區間。機率為固定的模型權重(25 / 50 / 25),不構成保證。

樂

樂觀

樂觀 · 25%BCML

$30.35

情境價格

基

基準

基準 · 50%BCML

$25.96

情境價格

悲

悲觀

悲觀 · 25%BCML

$22.29

情境價格

持有 BCML 的大戶

S

Saratoga Research & Investment Management

+ 持有BCML

+1.83%

3個月報酬率

事件時間軸

2026-10-22 (ET)

16:30:00

Company Reports $5.2 Million Provision for Credit Losses in Q2

2026-06-18 (ET)

16:00:00

BayCom Files $200M Mixed Securities Shelf

2026-04-23 (ET)

16:40:00

BayCom Annualized Net Interest Margin Rises to 4.11%

2026-04-09 (ET)

16:10:00

BayCom Appoints New Executives to Drive Growth

2026-01-22 (ET)

16:40:00

Company Reports Q4 Tangible Book Value of $27.37

資訊

BCML 常見問題 —— 由 Alphio AI 解答

BayCom Corp is a bank holding company. The Company, through its wholly owned operating subsidiary, United Business Bank, offers a full range of loans, including Small Business Administration (SBA), California Pollution Control Financing Authority (CalCAP), FSA and USDA guaranteed loans, and deposit products and services to businesses and their affiliates in California, Washington, New Mexico, Colorado and Nevada. It offers a full range of lending products, including commercial and multifamily real estate loans (including owner-occupied and investor real estate loans), commercial and industrial loans, SBA loans, construction and land loans, agriculture-related loans and consumer loans. It also offers consumer loans, predominantly as accommodation to its commercial clients, which include installment loans, unsecured and secured personal lines of credit, and overdraft protection. The Company has a network of approximately 35 full-service branches. It operates in the Financials sector (STATE COMMERCIAL BANKS industry).

BayCom Corp (BCML) is currently a hold. The stock is priced at $30.45, with a forward P/E of 11.86, indicating potential value, but the recent earnings report showed a significant EPS miss at -0.64 against an estimate of 0.56, raising concerns about profitability. Additionally, the RSI is at 38.75, suggesting the stock is nearing oversold conditions, but the recent 4.55% drop post-earnings indicates market caution. The consensus target price of $32.64 suggests a modest upside of 7.2% from the current price, but the risk of further declines remains due to recent negative earnings performance.

2 analysts cover BCML: 2 rate it Buy, 0 Hold and 0 Sell. The average price target is 34.00.

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