Atlanticus Holdings Corp (ATLC) News & EventsATLCNews & EventsAtlanticus Holdings Corp

Atlanticus Reports Q1 Revenue of $679.5M

Reports Q1 revenue $679.5M, consensus $749.35M. Jeff Howard, President and Chief Executive Officer of Atlanticus, stated, "First and foremost, I want to congratulate and thank the entire Atlanticus team. Their efforts over the last six months have enabled us to be well ahead of plan in the integration of the Mercury acquisition, while providing exceptional service for the millions of customers we serve and generating positive results for our shareholders. For the quarter, we earned $2.23 per share, an increase of 49.8% over last year, and exceeded our return on capital target with a return on equity of 26.8%. This was accomplished through a number of value drivers including the Mercury portfolio, as well as our legacy business lines, which saw a 41% increase in new accounts originated on behalf of our bank partners, a 12% increase in purchase volume, and a substantial reduction in our net charge-off rate compared to first quarter of 2025."

Atlanticus Reports Q4 Revenue of $734.39M

Reports Q4 revenue $734.39M, consensus $691.81M. Jeff Howard, President and Chief Executive Officer of Atlanticus stated, "We are pleased to have achieved both our return on capital and earnings growth goals in the quarter and for the year. With quarterly Net income attributable to common shareholders increasing approximately 25%, annual Net income attributable to common shareholders growing approximately 28%, all while achieving a return on average equity in excess of 22%, we continue to demonstrate the earnings power of the Atlanticus platform. While our historical lines of business continue to perform within our expectations, we added a significant contributor to long-term earnings growth with the acquisition of Mercury Financial in the third quarter of 2025. I am especially proud of the way our team has come together to integrate the two businesses while continuing to remain focused on the most important driver of shareholder value creation - unit level profitability. The integration of Mercury is ahead of our plan and we are realizing many of the revenue and operating synergies faster and more materially than we had forecasted."

Atlanticus announces Q3 adjusted EPS of $1.48, below consensus estimate of $1.60

Reports Q3 revenue $495.292M, consensus $513.75M. Jeff Howard, President and Chief Executive Officer of Atlanticus stated, "This quarter, we produced significant organic growth and profitability, and completed a transformational acquisition. The acquisition of Mercury Financial substantially increases our scale, enhances our technology, adds to our origination capabilities, and brings on new team members to facilitate the continued growth of our business as we pursue our goal of Empowering Better Financial Outcomes for Everyday Americans."