Unity Bancorp Inc

Unity Bancorp Inc(UNTY)股票分析

$56.400

+0.344 (+0.61%)收盘时

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最高
57.460
开盘
56.200
成交量加权均价
56.53
成交量
71.97K
市值
279.79M
最低
55.730
成交额
4.07M
企业价值/息税折旧摊销前利润(TTM)
8.74

Unity Bancorp, Inc. is a bank holding company that serves as a holding company for Unity Bank (the Bank). The primary activity of the Company is ownership and supervision of the Bank. The Bank, the Company’s wholly-owned subsidiary, provides financial services to retail, corporate and small business customers through its branch network located in Bergen, Hunterdon, Middlesex, Morris, Ocean, Somerset, Union and Warren Counties in New Jersey and Northampton County in Pennsylvania. The Bank conducts a traditional and community-oriented commercial banking business and offers services, including personal and business checking accounts, time deposits, money market accounts, savings accounts, credit cards, debit cards, wire transfers, safe deposit boxes, access to automated teller services, and Internet and mobile banking, typical of a community banking business. The Bank also offers retirement accounts, automated clearing house (ACH) origination and remote deposit capture (RDC).

AI 分析 of Unity Bancorp Inc (UNTY)

买入

Unity Bancorp appears to be a good buy right now due to its solid financial performance, with a current price of $56.40 and a forward P/E ratio of 8.39, which is attractive compared to the industry average. The recent net income growth to $17.4 million in Q3 2026 further supports this investment. However, the main risk is its debt-to-equity ratio of 87.79%, which indicates a higher leverage that could impact financial stability.

分析师评级(1)

上行空间 +7.27%
买入
1 买入
0 持有
0 卖出
当前: 56.40
最低
60.00
平均
60.50
最高
61.00

Freedom Broker

2026-07-16

目标价

$72

买入

Freedom Broker

2026-07-03

目标价

$70

持有

Piper Sandler

2026-06-26

目标价

$68

增持

DA Davidson

2026-05-15

目标价

$68

买入

DA Davidson

2026-05-14

目标价

—

买入

估值指标

Unity Bancorp Inc(UNTY)当前预期市盈率为 8.39,5 年平均预期市盈率为 8.07。

预期市盈率

合理
5 年均值 P/E
8.07
当前P/E
8.39
高估
9.14
低估
6.99

预期 EV/EBITDA

严重高估
5 年均值 EV/EBITDA
1.39
当前EV/EBITDA
8.74
高估
4.81
低估
-2.02

预期市销率

合理
5 年均值 P/S
3.13
当前P/S
3.63
高估
3.65
低估
2.60

Alphio AI 对 UNTY 的价格情景

情景价格取自当年最后一个月度预测区间。概率为固定的模型权重(25 / 50 / 25),不构成保证。

乐

乐观

乐观 · 25%UNTY

$63.80

情景价格

基

基准

基准 · 50%UNTY

$54.97

情景价格

悲

悲观

悲观 · 25%UNTY

$49.97

情景价格

事件时间线

2026-10-13 (ET)

16:30:00

S&P 500 Earnings Expected to Grow 30% in Q3

12:30:00

S&P 500 Earnings Expected to Grow 30% in Q3

06:30:00

Unity Reports Net Income of $17.4 Million

06:30:00

Unity Reports Net Income of $17.4 Million

2026-09-23 (ET)

16:30:00

Unity Bancorp CEO James Hughes to Retire in 2027

资讯

UNTY 常见问题 —— 由 Alphio AI 解答

Unity Bancorp, Inc. is a bank holding company that serves as a holding company for Unity Bank (the Bank). The primary activity of the Company is ownership and supervision of the Bank. The Bank, the Company’s wholly-owned subsidiary, provides financial services to retail, corporate and small business customers through its branch network located in Bergen, Hunterdon, Middlesex, Morris, Ocean, Somerset, Union and Warren Counties in New Jersey and Northampton County in Pennsylvania. The Bank conducts a traditional and community-oriented commercial banking business and offers services, including personal and business checking accounts, time deposits, money market accounts, savings accounts, credit cards, debit cards, wire transfers, safe deposit boxes, access to automated teller services, and Internet and mobile banking, typical of a community banking business. The Bank also offers retirement accounts, automated clearing house (ACH) origination and remote deposit capture (RDC). It operates in the Financials sector (STATE COMMERCIAL BANKS industry).

Unity Bancorp appears to be a good buy right now due to its solid financial performance, with a current price of $56.40 and a forward P/E ratio of 8.39, which is attractive compared to the industry average. The recent net income growth to $17.4 million in Q3 2026 further supports this investment. However, the main risk is its debt-to-equity ratio of 87.79%, which indicates a higher leverage that could impact financial stability.

1 analysts cover UNTY: 1 rate it Buy, 0 Hold and 0 Sell. The average price target is 60.50.

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本页仅供研究参考,不构成投资建议。模型可能出错。过往表现不代表未来结果。

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