United Community Banks Inc

United Community Banks Inc(UCB)股票分析

$36.990

-0.237 (-0.64%)收盘时

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最高
37.335
开盘
37.070
成交量加权均价
36.91
成交量
1.57M
市值
—
最低
36.410
成交额
57.96M
企业价值/息税折旧摊销前利润(TTM)
0.40

United Community Banks, Inc. is the financial holding company for United Community (the Bank). The Bank offers a full range of banking, mortgage and wealth management services. The Bank operates approximately 200 offices across Alabama, Florida, Georgia, North Carolina, South Carolina and Tennessee. It also manages a national SBA lending franchise and a national equipment finance subsidiary, extending its reach to businesses across the country. It provides a range of financial products and services to the commercial, retail, governmental, educational, energy, healthcare and real estate sectors. This includes a variety of deposit products, secured and unsecured loans, mortgage loans, payment and commerce solutions, equipment finance services, wealth management, trust services, private banking, investment advisory services, insurance services, and other related financial services. These products and services are delivered through a variety of channels.

AI 分析 of United Community Banks Inc (UCB)

买入

United Community Banks Inc is a good buy right now due to its current price of $36.99, which is below the analyst price targets of $40 to $42, indicating potential upside. Additionally, the company has shown strong financial performance with a year-to-date change of +17.62% and a solid return on equity (ROE) of 10.20% in Q2 2026. The main risk is the recent drop in net income, which reported a loss of -139,988,000 USD in Q3 2026, but this is mitigated by the positive restructuring efforts and loan growth.

估值指标

United Community Banks Inc(UCB)当前预期市盈率为 12.53,5 年平均预期市盈率为 12.13。

预期市盈率

合理
5 年均值 P/E
12.13
当前P/E
12.53
高估
13.53
低估
10.74

预期 EV/EBITDA

合理
5 年均值 EV/EBITDA
1.43
当前EV/EBITDA
0.40
高估
4.95
低估
-2.08

预期市销率

合理
5 年均值 P/S
3.49
当前P/S
3.69
高估
3.87
低估
3.12

Alphio AI 对 UCB 的价格情景

情景价格取自当年最后一个月度预测区间。概率为固定的模型权重(25 / 50 / 25),不构成保证。

乐

乐观

乐观 · 25%UCB

$27.50

情景价格

基

基准

基准 · 50%UCB

$27.01

情景价格

悲

悲观

悲观 · 25%UCB

$21.49

情景价格

持有 UCB 的大户

S

Snyder Capital Management, L.P.

+ 持有UCB

+2.00%

3个月收益率

事件时间线

2026-10-20 (ET)

07:30:00

Lynn Harton Reports Q3 Tangible Book Value per Share at $20.80

2026-09-08 (ET)

08:00:00

United Airlines Increases Share Repurchase Program to $100M

2026-08-19 (ET)

08:30:00

United Community Appoints Tom Speir as CFO

2026-08-13 (ET)

17:30:00

United Community Banks Raises Quarterly Cash Dividend to 26 Cents

2026-06-12 (ET)

09:30:00

S&P Futures Rise as Oil Prices Drop, Boosting Market

资讯

UCB 常见问题 —— 由 Alphio AI 解答

United Community Banks, Inc. is the financial holding company for United Community (the Bank). The Bank offers a full range of banking, mortgage and wealth management services. The Bank operates approximately 200 offices across Alabama, Florida, Georgia, North Carolina, South Carolina and Tennessee. It also manages a national SBA lending franchise and a national equipment finance subsidiary, extending its reach to businesses across the country. It provides a range of financial products and services to the commercial, retail, governmental, educational, energy, healthcare and real estate sectors. This includes a variety of deposit products, secured and unsecured loans, mortgage loans, payment and commerce solutions, equipment finance services, wealth management, trust services, private banking, investment advisory services, insurance services, and other related financial services. These products and services are delivered through a variety of channels. It operates in the Financials sector.

United Community Banks Inc is a good buy right now due to its current price of $36.99, which is below the analyst price targets of $40 to $42, indicating potential upside. Additionally, the company has shown strong financial performance with a year-to-date change of +17.62% and a solid return on equity (ROE) of 10.20% in Q2 2026. The main risk is the recent drop in net income, which reported a loss of -139,988,000 USD in Q3 2026, but this is mitigated by the positive restructuring efforts and loan growth.

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本页仅供研究参考,不构成投资建议。模型可能出错。过往表现不代表未来结果。

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