Synchrony Financial

Synchrony Financial(SYF)股票分析

$71.720

-1.822 (-2.54%)收盘时

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最高
72.755
开盘
72.500
成交量加权均价
71.76
成交量
4.78M
市值
—
最低
70.815
成交额
342.67M
企业价值/息税折旧摊销前利润(TTM)
2.82

Synchrony Financial is a consumer financial services company focused on delivering digitally enabled product suites. The Company provides a range of credit products through financing programs it has established with a diverse group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations and healthcare service providers. It offers private label, dual card, co-brand, and general-purpose credit cards, as well as short- and long-term installment loans, and savings products through Synchrony Bank (the Bank). The Company primarily manages its credit products through five sales platforms such as Home & Auto, Digital, Diversified & Value, Health & Wellness and Lifestyle. The Bank offers directly to retail, affinity relationships and commercial customers, a range of deposit products, including certificates of deposit, individual retirement accounts (IRAs), money market accounts, savings accounts and sweep and affinity deposits.

AI 分析 of Synchrony Financial (SYF)

持有

Synchrony Financial is currently priced at $72.80, which is below several analyst price targets, including $81 from BMO Capital and $93 from Seaport Research. However, the stock has a forward P/E of 6.67, indicating it may be undervalued. The RSI is at 53.01, suggesting the stock is neither overbought nor oversold. The main risk is the 30-day delinquency rate of 4.16%, which is higher than Capital One's 3.13%, indicating potential credit risk. Given these factors, it may be prudent to hold rather than buy at this time, as the stock is showing some positive indicators but also carries notable risks.

分析师评级(21)

上行空间 +31.90%
买入
15 买入
6 持有
0 卖出
当前: 71.72
最低
83.00
平均
94.60
最高
101.00

Morgan Stanley

2026-10-12

目标价

$83

Equal Weight

JPMorgan

2026-10-12

目标价

$74

中性

BMO Capital

2026-10-08

目标价

$81

Market Perform

Seaport Research

2026-10-07

目标价

$93

买入

TD Cowen

2026-10-06

目标价

$86

买入

估值指标

Synchrony Financial(SYF)当前预期市盈率为 6.67,5 年平均预期市盈率为 7.26。

预期市盈率

合理
5 年均值 P/E
7.26
当前P/E
6.67
高估
8.38
低估
6.15

预期 EV/EBITDA

高估
5 年均值 EV/EBITDA
0.58
当前EV/EBITDA
2.82
高估
2.04
低估
-0.88

预期市销率

合理
5 年均值 P/S
1.43
当前P/S
1.50
高估
1.80
低估
1.06

Alphio AI 对 SYF 的价格情景

情景价格取自当年最后一个月度预测区间。概率为固定的模型权重(25 / 50 / 25),不构成保证。

乐

乐观

乐观 · 25%SYF

$62.32

情景价格

基

基准

基准 · 50%SYF

$60.38

情景价格

悲

悲观

悲观 · 25%SYF

$53.99

情景价格

持有 SYF 的大户

H

Howard Capital Management, Inc.

+ 持有SYF

+15.93%

3个月收益率

C

Campbell & Company, LP

+ 持有SYF

+6.70%

3个月收益率

C

Cavanal Hill Investment Management, Inc.

+ 持有SYF

+5.14%

3个月收益率

A

Aware Super Pty Ltd

+ 持有SYF

+4.90%

3个月收益率

H

Howard Capital Management, LLC

+ 持有SYF

+2.48%

3个月收益率

H

Hosking Partners LLP

+ 持有SYF

+1.12%

3个月收益率

事件时间线

2026-10-12 (ET)

08:30:00

Weave Launches Integration with CareCredit

2026-09-15 (ET)

08:30:00

Intelibly Announces Strategic Partnership with Synchrony

2026-08-13 (ET)

18:00:00

Synchrony Appoints Nimrod Barak as Chief AI Officer

2026-07-21 (ET)

09:31:00

Stock Futures Rise as Tech Shares Lead Gains

08:30:00

Sees Mid-Single Digit Loan Receivables Growth

资讯

SYF 常见问题 —— 由 Alphio AI 解答

Synchrony Financial is a consumer financial services company focused on delivering digitally enabled product suites. The Company provides a range of credit products through financing programs it has established with a diverse group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations and healthcare service providers. It offers private label, dual card, co-brand, and general-purpose credit cards, as well as short- and long-term installment loans, and savings products through Synchrony Bank (the Bank). The Company primarily manages its credit products through five sales platforms such as Home & Auto, Digital, Diversified & Value, Health & Wellness and Lifestyle. The Bank offers directly to retail, affinity relationships and commercial customers, a range of deposit products, including certificates of deposit, individual retirement accounts (IRAs), money market accounts, savings accounts and sweep and affinity deposits. It operates in the Financials sector (FINANCE SERVICES industry).

Synchrony Financial is currently priced at $72.80, which is below several analyst price targets, including $81 from BMO Capital and $93 from Seaport Research. However, the stock has a forward P/E of 6.67, indicating it may be undervalued. The RSI is at 53.01, suggesting the stock is neither overbought nor oversold. The main risk is the 30-day delinquency rate of 4.16%, which is higher than Capital One's 3.13%, indicating potential credit risk. Given these factors, it may be prudent to hold rather than buy at this time, as the stock is showing some positive indicators but also carries notable risks.

21 analysts cover SYF: 15 rate it Buy, 6 Hold and 0 Sell. The average price target is 94.60.

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本页仅供研究参考,不构成投资建议。模型可能出错。过往表现不代表未来结果。

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