Shore Bancshares Inc

Shore Bancshares Inc(SHBI)股票分析

$22.750

-0.207 (-0.91%)收盘时

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High
23.360
Open
22.890
VWAP
22.89
Vol
160.69K
Mkt Cap
365.46M
Low
22.560
Amount
3.68M
EV/EBITDA, TTM
4.64

Shore Bancshares, Inc. is a financial holding company. The Company conducts business through the wholly owned subsidiary, Shore United Bank, N.A. (the Bank). The Bank provides consumer and commercial banking products and services and secondary mortgage lending, trust, wealth management and financial planning services. The Bank is a national banking association chartered, which operates over 40 full-service branches, and 10 loan production and administration offices, and provides a full range of commercial and consumer banking products and services to individuals, businesses, and other organizations in Maryland, Delaware and Virginia. Its services provided to businesses include commercial checking, savings, certificates of deposit and overnight investment sweep accounts. The Bank offers all forms of commercial lending, including secured and unsecured loans, working capital loans, lines of credit, term loans, accounts receivable financing, construction loans and letters of credit.

AI analysis of Shore Bancshares Inc (SHBI)

hold

Shore Bancshares Inc is currently a hold. The stock is priced at $23.14, which is close to the lower end of analyst price targets ($22 to $26.50). The forward P/E ratio of 10.09 suggests it is reasonably valued, but the RSI of 36.90 indicates it is approaching oversold territory. While the company has shown a solid year-to-date change of +32.91% and a strong EPS of $0.60, the recent 5-day change of -0.86% and declining total assets raise concerns about short-term stability. The main risk is the declining asset base, which fell by $54.6 million in Q2 2026, indicating potential liquidity issues that could affect future performance.

Analyst Ratings (2)

-18.68% downside
Buy
2 Buy
0 Hold
0 Sell
Current: 22.75
最低
18.50
平均
18.50
最高
18.50

Keefe Bruyette

2026-07-28

目标价

$25

Market Perform

Piper Sandler

2026-07-27

目标价

$24

Overweight

Piper Sandler

2026-06-26

目标价

$24

Overweight

Keefe Bruyette

2026-04-09

目标价

$20

Market Perform

Hovde Group

2025-11-19

目标价

$19

Outperform

估值指标

The current forward P/E ratio for Shore Bancshares Inc (SHBI) is 10.09, compared to its 5-year average forward P/E of 10.88.

Forward P/E

Fair
5Y Average P/E
10.88
Current P/E
10.09
高估
15.10
低估
6.65

Forward EV/EBITDA

Overvalued
5Y Average EV/EBITDA
1.06
Current EV/EBITDA
4.64
高估
3.95
低估
-1.83

Forward P/S

Fair
5Y Average P/S
2.44
Current P/S
3.04
高估
3.09
低估
1.80

Alphio AI Price Scenarios for SHBI

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%SHBI

$17.29

情景价格

B

Base

Base · 50%SHBI

$14.22

情景价格

B

Bear

Bear · 25%SHBI

$13.20

情景价格

事件时间线

2026-05-21 (ET)

16:10:00

Shore Bancshares Authorizes $30M Stock Buyback

16:10:00

Shore Bancshares Declares Quarterly Dividend of 14 Cents

2026-04-23 (ET)

16:10:00

Shore Bancshares Q1 Net Interest Margin at 3.64%

2026-01-28 (ET)

16:20:00

Bank Reports Q4 Net Interest Up to 3.43%

2025-10-23 (ET)

16:03:00

Shore Bancshares announces Q3 earnings per share of 43 cents, below consensus estimate of 45 cents.

资讯

SHBI FAQ — answered by Alphio AI

Shore Bancshares, Inc. is a financial holding company. The Company conducts business through the wholly owned subsidiary, Shore United Bank, N.A. (the Bank). The Bank provides consumer and commercial banking products and services and secondary mortgage lending, trust, wealth management and financial planning services. The Bank is a national banking association chartered, which operates over 40 full-service branches, and 10 loan production and administration offices, and provides a full range of commercial and consumer banking products and services to individuals, businesses, and other organizations in Maryland, Delaware and Virginia. Its services provided to businesses include commercial checking, savings, certificates of deposit and overnight investment sweep accounts. The Bank offers all forms of commercial lending, including secured and unsecured loans, working capital loans, lines of credit, term loans, accounts receivable financing, construction loans and letters of credit. It operates in the Financials sector (NATIONAL COMMERCIAL BANKS industry).

Shore Bancshares Inc is currently a hold. The stock is priced at $23.14, which is close to the lower end of analyst price targets ($22 to $26.50). The forward P/E ratio of 10.09 suggests it is reasonably valued, but the RSI of 36.90 indicates it is approaching oversold territory. While the company has shown a solid year-to-date change of +32.91% and a strong EPS of $0.60, the recent 5-day change of -0.86% and declining total assets raise concerns about short-term stability. The main risk is the declining asset base, which fell by $54.6 million in Q2 2026, indicating potential liquidity issues that could affect future performance.

2 analysts cover SHBI: 2 rate it Buy, 0 Hold and 0 Sell. The average price target is 18.50.

本页仅供研究参考,不构成投资建议。模型可能出错。过往表现不代表未来结果。

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