Southern First Bancshares Inc（SFST）资讯与事件SFSTSouthern First Bancshares Inc

Company Reports Q3 Revenue of $37.5M

Reports Q3 revenue $37.5M vs. $31.13M last year. Q3 net interest margin on a tax-equivalent basis was 3.02% vs. 2.87% in Q2. Common equity tier 1 ratio was 12.74% vs. 12.82% last quarter. Book value per common share was $48.68 from $47.77 last quarter. "The consistent high performance of our company continued in Q3. We increased retail client deposits by $163M, representing an 18% annualized growth rate, while our loan portfolio grew by $145M or 14% annualized growth during the quarter...We capitalized on profitable growth opportunities and robust business activity across our markets while maintaining disciplined expense management. As a result, we further expanded margin and improved overall profitability metrics. Our Q3 net income was $12.2M, a 41% increase from the same quarter last year and a 9% increase over Q2 of 2026. We are proud of our accomplishments in Q3, which we believe put us in a great position to finish strong in 2026," stated CEO Art Seaver.

Company Reports Q2 Revenue of $35.9M, Up 25% Year-over-Year

Reports Q2 revenue $35.9M vs. $28.7M last year. Book value per common share was $47.77, up 15% annualized from Q1. Common Equity Tier 1 ratio was 12.81%, up 178 basis points from Q1 and up from 10.71% for 2Q25. "Our Q2 results continue to show impressive momentum. We increased retail client deposits by $184M in Q2, representing a 22% annualized growth rate, and our loan portfolio grew at an annualized rate of 9% during the quarter. Our efficient business model, vibrant markets, and focus on organic growth are creating value for our clients and our shareholders. Our Q2 net income was $11.2M, a 70% increase from the same quarter last year and a 13% increase over Q1 2026. We also strengthened our capital position by raising gross proceeds of $65.2M and issuing 1.2 million additional common shares earlier in the quarter to support our strong growth expectations. As planned, we redeemed a portion of our subordinated notes, which were subject to phase-out from regulatory capital treatment and carried a higher interest rate. We are proud of our team and our accomplishments this quarter, which we believe positions us for continued success in the second half of 2026," stated CEO Art Seaver.

Company Q1 Net Interest Margin Rises to 2.88%

Reports Q1 net interest margin 2.88%, a 16 basis point increase from 2.72% for 4Q25. Common equity Tier1 ratio was 11.03%, down slightly from 4Q25, and up from 10.75% for 1Q25. Book value per common share was $46.00 from $44.89 at previous quarter. "We are excited to report our Q1 2026 results which include record retail deposit growth of nearly $210M, representing a 27% annualized growth rate. Our Q1 2026 net income was $9.9M and is 88% higher than the same quarter last year. We have tremendous momentum in growing client relationships and raised additional capital in the form of common equity this quarter to support our growth expectations," stated CEO Art Seaver.