PennyMac Financial Services Inc

PennyMac Financial Services Inc(PFSI)股票分析

$70.780

-2.258 (-3.19%)收盘时

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High
72.865
Open
72.420
VWAP
71.44
Vol
613.41K
Mkt Cap
4.72B
Low
70.665
Amount
43.82M
EV/EBITDA, TTM
145.40

PennyMac Financial Services, Inc. is a specialty financial services company, which is focused on the production and servicing of the United States mortgage loans and the management of investments related to the United States mortgage market. The Company operates through two segments: production and servicing. The production segment performs loan origination, acquisition and sale activities for its account, as well as for PennyMac Mortgage Investment Trust (PMT). Its loan production segment sources new prime credit quality residential conventional and government-insured or guaranteed mortgage loans through three channels: correspondent production, broker direct lending and consumer direct lending. The servicing segment performs servicing and subservicing of loans on behalf of non-affiliate investors, execution and management of early buyout transactions, and servicing of loans sourced and managed for PMT.

AI analysis of PennyMac Financial Services Inc (PFSI)

sell

PennyMac Financial Services Inc is not a good buy right now due to its current price of $73.38, which is significantly below the recent analyst price targets of $90 and $100. Additionally, the company reported a disappointing earnings per share of $1.39, missing estimates by 33.17%, indicating underlying financial struggles. The stock has also seen a year-to-date decline of 44.20%, reflecting weak market demand and investor sentiment.

Analyst Ratings (8)

+112.33% upside
Hold
3 Buy
4 Hold
1 Sell
Current: 70.78
最低
143.00
平均
150.29
最高
160.00

BTIG

2026-07-31

目标价

$90

Buy

BTIG

2026-07-30

目标价

$90

Buy

Deutsche Bank

2026-07-30

目标价

$100

Buy

Stephens

2026-07-30

目标价

$78

Equal Weight

Barclays

2026-07-30

目标价

$85

Equal Weight

估值指标

The current forward P/E ratio for PennyMac Financial Services Inc (PFSI) is 5.43, compared to its 5-year average forward P/E of 8.16.

Forward P/E

Undervalued
5Y Average P/E
8.16
Current P/E
5.43
高估
9.84
低估
6.48

Forward EV/EBITDA

Strongly Overvalued
5Y Average EV/EBITDA
8.90
Current EV/EBITDA
145.40
高估
34.38
低估
-16.58

Forward P/S

Undervalued
5Y Average P/S
2.01
Current P/S
1.36
高估
2.43
低估
1.59

Alphio AI Price Scenarios for PFSI

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%PFSI

$155.99

情景价格

B

Base

Base · 50%PFSI

$134.90

情景价格

B

Bear

Bear · 25%PFSI

$108.14

情景价格

Whales holding PFSI

D

Donald Smith & Co., Inc.

+ HoldingPFSI

+13.89%

3M Return

S

Senvest Management, LLC

+ HoldingPFSI

+0.76%

3M Return

R

Rubric Capital Management LP

+ HoldingPFSI

-5.84%

3M Return

M

MFN Partners Management, LP

+ HoldingPFSI

-13.50%

3M Return

事件时间线

2026-07-29 (ET)

16:30:00

PennyMac Financial Reports Q2 Revenue of $497M

16:30:00

PennyMac Financial Sees Adjusted ROE in High Single Digits Through 2026

2026-06-16 (ET)

08:30:00

PennyMac Expands Strategic Agreement with Amazon Web Services

2026-05-05 (ET)

16:40:00

PennyMac Financial Reports Q1 Revenue of $544.98M

2026-04-21 (ET)

08:30:00

PennyMac Launches Athlete Mortgage Program

资讯

PFSI FAQ — answered by Alphio AI

PennyMac Financial Services, Inc. is a specialty financial services company, which is focused on the production and servicing of the United States mortgage loans and the management of investments related to the United States mortgage market. The Company operates through two segments: production and servicing. The production segment performs loan origination, acquisition and sale activities for its account, as well as for PennyMac Mortgage Investment Trust (PMT). Its loan production segment sources new prime credit quality residential conventional and government-insured or guaranteed mortgage loans through three channels: correspondent production, broker direct lending and consumer direct lending. The servicing segment performs servicing and subservicing of loans on behalf of non-affiliate investors, execution and management of early buyout transactions, and servicing of loans sourced and managed for PMT. It operates in the Financials sector (MORTGAGE BANKERS & LOAN CORRESPONDENTS industry).

PennyMac Financial Services Inc is not a good buy right now due to its current price of $73.38, which is significantly below the recent analyst price targets of $90 and $100. Additionally, the company reported a disappointing earnings per share of $1.39, missing estimates by 33.17%, indicating underlying financial struggles. The stock has also seen a year-to-date decline of 44.20%, reflecting weak market demand and investor sentiment.

8 analysts cover PFSI: 3 rate it Buy, 4 Hold and 1 Sell. The average price target is 150.29.

本页仅供研究参考,不构成投资建议。模型可能出错。过往表现不代表未来结果。

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