Paymentus Holdings Inc

Paymentus Holdings Inc(PAY)股票分析

$35.990

+0.385 (+1.07%)收盘时

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High
36.660
Open
35.660
VWAP
35.95
Vol
1.13M
Mkt Cap
2.28B
Low
35.190
Amount
40.67M
EV/EBITDA, TTM
21.29

Paymentus Holdings, Inc. is a provider of cloud-based bill payment technology and solutions for more than 2,500 billers and financial institutions across North America. The Company’s artificial intelligence (AI)-driven software-as-a-service (SaaS) platform provides a single-vendor solution. Its proprietary Instant Payment Network (IPN) connects its IPN partners’ platforms and billers to its integrated billing, payment, and reconciliation capabilities. Its platform for financial institutions reconnects financial institutions with their customers by providing a real-time financial hub where consumers can consolidate their financial obligations, pay bills, move money in real time and improve their understanding of their own financial position. Its solution offers electronic bill presentment across numerous channels, including Web, mobile, text, portable document format (PDF), email, interactive voice response (IVR), chatbot, social media and through its IPN partners.

AI analysis of Paymentus Holdings Inc (PAY)

hold

Paymentus Holdings Inc is currently not a strong buy due to mixed signals from analysts and recent price performance. The current price is $35.99, with a 5-day change of -10.02%, indicating recent weakness. However, the company reported a Q2 revenue of $360.7 million, a 28.8% year-over-year increase, and a non-GAAP EPS of $0.25, beating expectations by $0.06. The main risk is the RSI at 31.54, suggesting the stock is oversold and may face further downward pressure before a recovery.

Analyst Ratings (22)

+9.28% upside
Hold
6 Buy
15 Hold
1 Sell
Current: 35.99
最低
38.00
平均
39.33
最高
40.00

Wolfe Research

2026-08-25

目标价

Peer Perform

Wolfe Research

2026-08-04

目标价

$44

Outperform

Baird

2026-08-04

目标价

$38

Neutral

Goldman Sachs

2026-08-04

目标价

$40

Neutral

Baird

2026-07-30

目标价

$34

Neutral

估值指标

The current forward P/E ratio for Paymentus Holdings Inc (PAY) is 0.00, compared to its 5-year average forward P/E of 150.17.

Forward P/E

Fair
5Y Average P/E
150.17
Current P/E
0.00
高估
320.76
低估
-20.43

Forward EV/EBITDA

Fair
5Y Average EV/EBITDA
37.85
Current EV/EBITDA
21.29
高估
64.56
低估
11.14

Forward P/S

Fair
5Y Average P/S
3.27
Current P/S
2.63
高估
4.75
低估
1.79

Alphio AI Price Scenarios for PAY

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%PAY

$78.50

情景价格

B

Base

Base · 50%PAY

$62.70

情景价格

B

Bear

Bear · 25%PAY

$55.42

情景价格

Whales holding PAY

N

Next Century Growth Investors LLC

+ HoldingPAY

-10.44%

3M Return

事件时间线

2026-08-04 (ET)

12:30:00

Paymentus Stock Rises 25.5% to $43.31

12:00:00

Major Averages Surge Again, Tech Shares Lead Gains

10:30:00

Paymentus Stock Rises 26% to $43.49

2026-08-03 (ET)

16:30:00

Sees Q3 Adjusted EBITDA of $40M-$45M

16:30:00

Paymentus Q2 Revenue Reaches $360.7M, Exceeds Expectations

资讯

PAY FAQ — answered by Alphio AI

Paymentus Holdings, Inc. is a provider of cloud-based bill payment technology and solutions for more than 2,500 billers and financial institutions across North America. The Company’s artificial intelligence (AI)-driven software-as-a-service (SaaS) platform provides a single-vendor solution. Its proprietary Instant Payment Network (IPN) connects its IPN partners’ platforms and billers to its integrated billing, payment, and reconciliation capabilities. Its platform for financial institutions reconnects financial institutions with their customers by providing a real-time financial hub where consumers can consolidate their financial obligations, pay bills, move money in real time and improve their understanding of their own financial position. Its solution offers electronic bill presentment across numerous channels, including Web, mobile, text, portable document format (PDF), email, interactive voice response (IVR), chatbot, social media and through its IPN partners. It operates in the Industrials sector (SERVICES-BUSINESS SERVICES, NEC industry).

Paymentus Holdings Inc is currently not a strong buy due to mixed signals from analysts and recent price performance. The current price is $35.99, with a 5-day change of -10.02%, indicating recent weakness. However, the company reported a Q2 revenue of $360.7 million, a 28.8% year-over-year increase, and a non-GAAP EPS of $0.25, beating expectations by $0.06. The main risk is the RSI at 31.54, suggesting the stock is oversold and may face further downward pressure before a recovery.

22 analysts cover PAY: 6 rate it Buy, 15 Hold and 1 Sell. The average price target is 39.33.

本页仅供研究参考,不构成投资建议。模型可能出错。过往表现不代表未来结果。

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