Old Second Bancorp, Inc

Old Second Bancorp, Inc(OSBC)股票分析

$25.100

+0.264 (+1.05%)收盘时

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最高
25.490
开盘
24.840
成交量加权均价
25.14
成交量
505.78K
市值
648.47M
最低
24.840
成交额
12.72M
企业价值/息税折旧摊销前利润(TTM)
10.31

Old Second Bancorp, Inc. is a financial services company. The Company is the holding company of Old Second National Bank (the Bank). The Bank is a full-service banking business offering a range of deposit products, trust and wealth management services, lending services, and deposit services, including demand, NOW, money market, savings, time deposit and individual retirement accounts. It also offers commercial, industrial, consumer and real estate lending, including installment loans, agricultural loans, lines of credit, lease financing receivables and overdraft checking, and safe deposit operations. It provides a variety of additional services to the needs of individual customers, such as money orders, cashiers' checks and foreign currency, direct deposit, discount brokerage, debit cards, credit cards, and other special services. It also provides a complement of electronic banking services, such as online and mobile banking and corporate cash management products.

AI 分析 of Old Second Bancorp, Inc (OSBC)

买入

Old Second Bancorp Inc is a good buy right now due to its current price of $24.88, which is significantly below the analyst price target of $30, indicating a potential upside of 20.5%. Additionally, the forward P/E ratio of 8.60 suggests the stock is undervalued compared to its earnings potential. The company also reported a robust 28.6% year-over-year revenue growth in Q2 2026, which supports its strong financial performance. However, the main risk is its net margin, which has fluctuated and was reported at 30.57% in Q2, indicating some variability in profitability.

分析师评级(4)

-13.82% 下跌空间
持有
0 买入
4 持有
0 卖出
当前: 25.10
最低
19.00
平均
21.63
最高
24.50

Raymond James

2026-10-06

目标价

$30

强烈买入

Piper Sandler

2026-07-27

目标价

$30

增持

Raymond James

2026-07-07

目标价

$26

跑赢大盘

Piper Sandler

2026-06-26

目标价

$26

增持

Piper Sandler

2026-04-27

目标价

$25

增持

估值指标

Old Second Bancorp, Inc(OSBC)当前预期市盈率为 8.60,5 年平均预期市盈率为 8.45。

预期市盈率

合理
5 年均值 P/E
8.45
当前P/E
8.60
高估
9.81
低估
7.09

预期 EV/EBITDA

严重高估
5 年均值 EV/EBITDA
1.67
当前EV/EBITDA
10.31
高估
5.52
低估
-2.18

预期市销率

高估
5 年均值 P/S
2.92
当前P/S
3.66
高估
3.32
低估
2.53

Alphio AI 对 OSBC 的价格情景

情景价格取自当年最后一个月度预测区间。概率为固定的模型权重(25 / 50 / 25),不构成保证。

乐

乐观

乐观 · 25%OSBC

$22.42

情景价格

基

基准

基准 · 50%OSBC

$20.56

情景价格

悲

悲观

悲观 · 25%OSBC

$19.46

情景价格

持有 OSBC 的大户

K

Kennedy Capital Management LLC

+ 持有OSBC

-2.52%

3个月收益率

事件时间线

2026-07-22 (ET)

17:30:00

Old Second Q2 Net Interest Margin Rises to 5.23%

2026-04-22 (ET)

16:50:00

Old Second Reports Q1 Revenue of $93.7M, Beating Expectations

2026-01-21 (ET)

17:10:00

Old Second Reports Q4 Net Interest and Dividend Income of $83.1M

2025-10-22 (ET)

16:33:29

Old Second Bancorp announces Q3 adjusted EPS of 52 cents, surpassing consensus estimate of 51 cents.

2025-10-20 (ET)

09:10:17

Old Second Bancorp Finalizes Merger with Evergreen Bank Group

资讯

OSBC 常见问题 —— 由 Alphio AI 解答

Old Second Bancorp, Inc. is a financial services company. The Company is the holding company of Old Second National Bank (the Bank). The Bank is a full-service banking business offering a range of deposit products, trust and wealth management services, lending services, and deposit services, including demand, NOW, money market, savings, time deposit and individual retirement accounts. It also offers commercial, industrial, consumer and real estate lending, including installment loans, agricultural loans, lines of credit, lease financing receivables and overdraft checking, and safe deposit operations. It provides a variety of additional services to the needs of individual customers, such as money orders, cashiers' checks and foreign currency, direct deposit, discount brokerage, debit cards, credit cards, and other special services. It also provides a complement of electronic banking services, such as online and mobile banking and corporate cash management products. It operates in the Financials sector (STATE COMMERCIAL BANKS industry).

Old Second Bancorp Inc is a good buy right now due to its current price of $24.88, which is significantly below the analyst price target of $30, indicating a potential upside of 20.5%. Additionally, the forward P/E ratio of 8.60 suggests the stock is undervalued compared to its earnings potential. The company also reported a robust 28.6% year-over-year revenue growth in Q2 2026, which supports its strong financial performance. However, the main risk is its net margin, which has fluctuated and was reported at 30.57% in Q2, indicating some variability in profitability.

4 analysts cover OSBC: 0 rate it Buy, 4 Hold and 0 Sell. The average price target is 21.63.

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本页仅供研究参考,不构成投资建议。模型可能出错。过往表现不代表未来结果。

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