OneMain Holdings Inc

OneMain Holdings Inc(OMF)股票分析

$63.140

+2.096 (+3.32%)收盘时

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High
63.580
Open
61.740
VWAP
62.82
Vol
855.43K
Mkt Cap
5.75B
Low
61.740
Amount
53.74M
EV/EBITDA, TTM
15.28

OneMain Holdings, Inc. is a financial services holding company. The Company provides personal loan products; offers auto financing; offers credit cards; offers optional products; offers a customer-focused financial wellness program; services loans, and acquisitions and dispositions of assets and businesses. It provides origination, underwriting, and servicing of personal loans, primarily to nonprime customers. In addition, the Company offers two credit cards, BrightWay and BrightWay+, through a third-party bank partner. The Company offers optional credit insurance products, such as credit life insurance, which provides for payment to the lender of the finance receivable in the event of the borrower’s death; credit disability insurance, which provides scheduled monthly loan payments to the lender during a borrower’s disability due to illness or injury, and credit involuntary unemployment insurance, which provides scheduled monthly loan payments during involuntary unemployment.

AI analysis of OneMain Holdings Inc (OMF)

hold

OneMain Holdings Inc is currently priced at $62.84, with a forward P/E ratio of 8.70, indicating potential undervaluation. However, the RSI is at 41.78, suggesting the stock is nearing oversold territory but not yet a strong buy signal. The main risk is the company's high debt-to-equity ratio of 673.04%, which could impact financial stability.

Analyst Ratings (15)

+14.35% upside
Hold
6 Buy
9 Hold
0 Sell
Current: 63.14
最低
64.00
平均
72.20
最高
80.00

JPMorgan

2026-07-30

目标价

$60

Underweight

RBC Capital

2026-07-30

目标价

$73

Outperform

Citizens

2026-07-30

目标价

$70

Outperform

Barclays

2026-07-07

目标价

$60

Equal Weight

Evercore ISI

2026-07-06

目标价

$66

In Line

估值指标

The current forward P/E ratio for OneMain Holdings Inc (OMF) is 8.61, compared to its 5-year average forward P/E of 7.39.

Forward P/E

Fair
5Y Average P/E
7.39
Current P/E
8.61
高估
8.80
低估
5.97

Forward EV/EBITDA

Fair
5Y Average EV/EBITDA
6.50
Current EV/EBITDA
15.28
高估
15.42
低估
-2.41

Forward P/S

Fair
5Y Average P/S
1.26
Current P/S
1.24
高估
1.44
低估
1.08

Alphio AI Price Scenarios for OMF

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%OMF

$58.96

情景价格

B

Base

Base · 50%OMF

$57.55

情景价格

B

Bear

Bear · 25%OMF

$50.04

情景价格

Whales holding OMF

P

Patient Capital Management, LLC

+ HoldingOMF

+5.67%

3M Return

F

Fiduciary Management, Inc.

+ HoldingOMF

+3.65%

3M Return

O

Omega Advisors, Inc.

+ HoldingOMF

-3.16%

3M Return

OMF FAQ — answered by Alphio AI

OneMain Holdings, Inc. is a financial services holding company. The Company provides personal loan products; offers auto financing; offers credit cards; offers optional products; offers a customer-focused financial wellness program; services loans, and acquisitions and dispositions of assets and businesses. It provides origination, underwriting, and servicing of personal loans, primarily to nonprime customers. In addition, the Company offers two credit cards, BrightWay and BrightWay+, through a third-party bank partner. The Company offers optional credit insurance products, such as credit life insurance, which provides for payment to the lender of the finance receivable in the event of the borrower’s death; credit disability insurance, which provides scheduled monthly loan payments to the lender during a borrower’s disability due to illness or injury, and credit involuntary unemployment insurance, which provides scheduled monthly loan payments during involuntary unemployment. It operates in the Financials sector (PERSONAL CREDIT INSTITUTIONS industry).

OneMain Holdings Inc is currently priced at $62.84, with a forward P/E ratio of 8.70, indicating potential undervaluation. However, the RSI is at 41.78, suggesting the stock is nearing oversold territory but not yet a strong buy signal. The main risk is the company's high debt-to-equity ratio of 673.04%, which could impact financial stability.

15 analysts cover OMF: 6 rate it Buy, 9 Hold and 0 Sell. The average price target is 72.20.

本页仅供研究参考,不构成投资建议。模型可能出错。过往表现不代表未来结果。

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