OFG Bancorp（OFG）财务数据OFGOFG Bancorp

OFG Bancorp (OFG) generates its revenue through a diversified portfolio of business segments. Currently, the largest contributor to its top-line growth is Retail Banking, accounting for 97.8% of total sales, equivalent to $101.11M. Other significant revenue streams include Treasury and Wealth Management. Understanding this composition is critical for investors evaluating how OFG navigates market cycles within the Banks industry.

Evaluating the bottom line, OFG Bancorp maintains a gross margin of N/A. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at 38.46%, while the net margin is 30.48%. These profitability ratios, combined with a Return on Equity (ROE) of 16.61%, provide a clear picture of how effectively OFG converts its operational activities into shareholder value.

In the context of the broader market, OFG competes directly with industry leaders such as WAFD and CHCO. With a market capitalization of $2.24B, it holds a leading position in the sector. When comparing efficiency, OFG's gross margin of N/A stands against WAFD's N/A and CHCO's N/A. Such benchmarking helps identify whether OFG Bancorp is trading at a premium or discount relative to its financial performance.

OFG Bancorp has shown consistent revenue growth, with total revenue reaching $187.48 million in Q2 2026, and net income increasing to $58.78 million, reflecting a strong financial performance.